Why is this important
Such dynamics indicate growing financial inclusion among young people, readiness to use banking instruments, and trust in the financial system from an early age. This can also form long-term relationships between clients and banks.
Key facts from the Central Bank report
By age groups:
- 16–30 years old — 13.3 million accounts;
- 31–40 years — 12.8 million;
- 41–50 years — 7.4 million;
- Over 60 years old — 6.32 million, which emphasizes the importance of deposits for pensioners.
By gender:
- Women opened 22.3 million deposits;
- Men — 22.2 million.
By volumes at the beginning of August:
- Women hold 60.2 trillion soums in deposits;
- Men — 79.1 trillion soums.
By deposit currency:
- Deposits in national currency — 6.8 million accounts;
- Foreign currency deposits — 1.8 million.
By rates:
- In the segment of sum deposits, most products offer income below 21% (23 banks have 54 products);
- At the same time, 47 proposals with a rate of 21 percent or higher are retained.
- For foreign currency deposits 1-5% — 42 products in 18 banks; 6-8% — 33 products in 19 banks.
