{"id":10555,"date":"2025-10-07T08:33:40","date_gmt":"2025-10-07T03:33:40","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/"},"modified":"2025-10-07T08:33:40","modified_gmt":"2025-10-07T03:33:40","slug":"kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time","status":"publish","type":"post","link":"https:\/\/frank.uz\/en\/news-en\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/","title":{"rendered":"Kapitalbank maintained leadership in the bank activity rating, Ipak yuli entered the top-5 for the first time"},"content":{"rendered":"<p><strong>Why is this important<\/strong><\/p>\n<p>The rating shows which banks are more actively developing their businesses \u2014 through lending, liquidity, asset quality, and management. Banks&#8217; positions don&#8217;t change without reason: they reflect strategic priorities, financial stability, and contributions to economic growth. <\/p>\n<p><strong>Key facts<\/strong><\/p>\n<ul>\n<li>Among the largest banks, <strong>Kapitalbank<\/strong> retained first place; <strong>Trust Bank<\/strong> and <strong>Hamkor Bank<\/strong> are in second and third respectively.<\/li>\n<li><strong>Orient Finance Bank<\/strong> also maintained a high position in the top four.<\/li>\n<li>In the middle segment, <strong>Ipak yuli&#8217;s<\/strong> growth is noticeable \u2014 it entered the top five for the first time.<\/li>\n<li>In the group of small banks, <strong>Universalbank<\/strong>, <strong>TBC Bank<\/strong>, and <strong>Hayot Bank<\/strong> are leading.<\/li>\n<li>The indicators of banks losing positions are associated with a deterioration in the quality of loan portfolios and less active attraction of deposits.<\/li>\n<li>Banks&#8217; total assets for the third quarter amounted to 863 trillion soums; lending rate slowed to 14%.<\/li>\n<li>The share of problem loans decreased from 4.2% to 3.8% year-on-year.<\/li>\n<li>Banks&#8217; net profit grew by 25%, and the return on capital reached 11.2%.<\/li>\n<\/ul>\n<p><strong>What they say<\/strong><\/p>\n<blockquote><p>The ranking leaders maintain their positions due to the profitability and quality of assets, \u2014 a <a href=\"https:\/\/review.uz\/post\/bankovskiy-sektor-uzbekistana-v-reytinge-ceir\">comment<\/a> from the CERR&#8217;s press release.<\/p><\/blockquote>\n<p><strong>Context<\/strong><\/p>\n<p>The CERR activity index is one of the rare instruments that allows for comparing the \u201cviability\u201d of banks beyond just balance sheet indicators. In the previous quarters, Kapitalbank was also consistently leading, and Trust Bank demonstrated dynamic growth. <\/p>\n<p>Improved credit quality and increased profits indicate a gradual recovery in the banking sector, but the stability depends on external factors (inflation, interest rate policy, corporate debt).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Center for Economic Research and Reforms has published an updated \u201cBank Activity Index\u201d for the third quarter of 2025 \u2014 35 commercial banks are participating in it.<\/p>\n","protected":false},"author":4,"featured_media":10530,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/10\/68e4c0cac7405.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":10530,"YlB8HH34jIzY":"Kapitalbank maintained leadership in the bank activity rating, Ipak yuli entered the top-5 for the first time"},"pin_until":"","footnotes":""},"categories":[2061],"tags":[2212,2544,2290],"class_list":["post-10555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-banks","tag-cer","tag-rating"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kapitalbank maintained leadership in the bank activity rating, Ipak yuli entered the top-5 for the first time &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"The Center for Economic Research and Reforms has published an updated \u201cBank Activity Index\u201d for the third quarter of 2025 \u2014 35 commercial banks are participating in it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/frank.uz\/en\/news-en\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kapitalbank maintained leadership in the bank activity rating, Ipak yuli entered the top-5 for the first time\" \/>\n<meta property=\"og:description\" content=\"The Center for Economic Research and Reforms has published an updated \u201cBank Activity Index\u201d for the third quarter of 2025 \u2014 35 commercial banks are participating in it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/en\/news-en\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-07T03:33:40+00:00\" \/>\n<meta name=\"author\" content=\"Azamat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Azamat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/en\/news-en\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/\",\"url\":\"https:\/\/frank.uz\/en\/news-en\/kapitalbank-maintained-leadership-in-the-bank-activity-rating-ipak-yuli-entered-the-top-5-for-the-first-time\/\",\"name\":\"Kapitalbank maintained leadership in the bank activity rating, Ipak yuli entered the top-5 for the first time &#8212; 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