{"id":12246,"date":"2025-11-04T16:56:25","date_gmt":"2025-11-04T11:56:25","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/"},"modified":"2025-11-04T16:56:25","modified_gmt":"2025-11-04T11:56:25","slug":"150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months","status":"publish","type":"post","link":"https:\/\/frank.uz\/en\/news-en\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/","title":{"rendered":"150 thousand Uzbeks were included in the \u201ccredit ban\u201d for 4 months"},"content":{"rendered":"<h3>Why is this important<\/h3>\n<p>The \u201cLoan Ban\u201d protects against fraud: issuing loans based on stolen or forged documents. 150 thousand for 4 months \u2014 high demand, indicating awareness of risks. 68% of men use the service, as they are more often victims of financial fraud. 26-35 years old are active borrowers protecting their credit history.   <\/p>\n<h3>What happened<\/h3>\n<ul>\n<li>In 4 months, 150 thousand people activated the \u201ccredit ban\u201d;<\/li>\n<li>68% \u2014 men, 32% \u2014 women;<\/li>\n<li>Leaders \u2014 26-35 years old;<\/li>\n<li>Access: KATM, portal.infokredit.uz, my.gov.uz, state centers;<\/li>\n<li>The service is free.<\/li>\n<\/ul>\n<h3>How it works<\/h3>\n<p>The service blocks the issuance of loans without the owner&#8217;s explicit consent. When attempting to obtain a loan, the bank receives a notification of the ban and rejects the application. <\/p>\n<p><strong>Turn on\/off:<\/strong><\/p>\n<ul>\n<li>KATM application (Android\/iOS);<\/li>\n<li>Personal account portal.infokredit.uz;<\/li>\n<li>Portal my.gov.uz;<\/li>\n<li>State Service Centers.<\/li>\n<\/ul>\n<h3>Statistics<\/h3>\n<ul>\n<li><strong>Total:<\/strong> 150 thousand for 4 months (37.5 thousand per month).<\/li>\n<li><strong>Men:<\/strong> 68% (102 thousand).<\/li>\n<li><strong>Women:<\/strong> 32% (48 thousand).<\/li>\n<li><strong>Age:<\/strong>\n<ul>\n<li>Leaders \u2014 26-35 years old (active borrowers);<\/li>\n<li>Further \u2014 36-45, 18-25.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>Why men lead<\/h3>\n<p>Men more often:<\/p>\n<ul>\n<li>They process loans (for business, cars, housing);<\/li>\n<li>Fall victim to fraudsters (document forgery);<\/li>\n<li>They have an active credit history that they protect.<\/li>\n<\/ul>\n<h3>Context<\/h3>\n<ul>\n<li><strong>Launch:<\/strong> Summer 2025 (April-May).<\/li>\n<li><strong>Purpose:<\/strong> protection from fraud when loans are issued through stolen passports, fake powers of attorney, and OneID hacked.<\/li>\n<li><strong>Problem:<\/strong> in 2024, more than 5 thousand cases of fraudulent loans were registered. Victims learned about the debts when collectors demanded repayment. <\/li>\n<li><strong>Solution:<\/strong> \u201ccredit ban\u201d blocks processing without explicit consent.<\/li>\n<li><strong>How to remove the ban:<\/strong> the owner personally disables the service through the same channels (KATM, portal, government centers).<\/li>\n<li><strong>Free:<\/strong> the state does not charge a fee for the service.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>In 4 months, 150 thousand people activated the \u201ccredit ban\u201d service, which protects against obtaining loans without their knowledge.<\/p>\n","protected":false},"author":4,"featured_media":10866,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/690a0104d1a90.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":10866,"YlB8HH34jIzY":"150 thousand Uzbeks were included in the \u201ccredit ban\u201d for 4 months"},"pin_until":"","footnotes":""},"categories":[2061],"tags":[2261,2079,3540,3541],"class_list":["post-12246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-credits","tag-finance","tag-katm-en","tag-protection-against-fraud"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>150 thousand Uzbeks were included in the \u201ccredit ban\u201d for 4 months &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"In 4 months, 150 thousand people activated the \u201ccredit ban\u201d service, which protects against obtaining loans without their knowledge.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/frank.uz\/en\/news-en\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"150 thousand Uzbeks were included in the \u201ccredit ban\u201d for 4 months\" \/>\n<meta property=\"og:description\" content=\"In 4 months, 150 thousand people activated the \u201ccredit ban\u201d service, which protects against obtaining loans without their knowledge.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/en\/news-en\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-04T11:56:25+00:00\" \/>\n<meta name=\"author\" content=\"Azamat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Azamat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/en\/news-en\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/\",\"url\":\"https:\/\/frank.uz\/en\/news-en\/150-thousand-uzbeks-were-included-in-the-credit-ban-for-4-months\/\",\"name\":\"150 thousand Uzbeks were included in the \u201ccredit ban\u201d for 4 months &#8212; 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