{"id":12602,"date":"2025-11-13T12:59:39","date_gmt":"2025-11-13T07:59:39","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/in-uzbekistan-a-bank-card-can-be-obtained-independently-starting-at-age-14\/"},"modified":"2025-11-13T12:59:39","modified_gmt":"2025-11-13T07:59:39","slug":"in-uzbekistan-a-bank-card-can-be-obtained-independently-starting-at-age-14","status":"publish","type":"post","link":"https:\/\/frank.uz\/en\/news-en\/in-uzbekistan-a-bank-card-can-be-obtained-independently-starting-at-age-14\/","title":{"rendered":"In Uzbekistan, a bank card can be obtained independently starting at age 14"},"content":{"rendered":"<h3>Why is this important<\/h3>\n<p>Card from 14 years old \u2014 financial literacy of adolescents, independence, access to cashless payments.<\/p>\n<h3>What happened<\/h3>\n<ul>\n<li>Card independently from 14 years old, up to 14 years old \u2014 with the consent of parents;<\/li>\n<li>Social cards for benefits, business cards for individual entrepreneurs, self-employed;<\/li>\n<li>Pre-issuance without a name, activation after identification;<\/li>\n<li>Corporate cards \u2014 water and sewage payments.<\/li>\n<\/ul>\n<h3>Card from 14 years old<\/h3>\n<ul>\n<li><strong>Independently:<\/strong> teenagers from 14 years old can apply for a card without their parents \u2014 for purchases, transfers, savings.<\/li>\n<li><strong>Until 14:<\/strong> children receive a card with the written consent of their parents and guardians.<\/li>\n<li><strong>Why: <\/strong>financial literacy, independence, access to cashless payments (online purchases, transfers).<\/li>\n<\/ul>\n<h3>Social cards<\/h3>\n<ul>\n<li><strong>For whom: <\/strong>needy citizens \u2014 recipients of benefits, material assistance.<\/li>\n<li><strong>Why: <\/strong>targeted payment of benefits without cash, reduction of corruption (excluding intermediaries), transparency.<\/li>\n<\/ul>\n<h3>Business cards<\/h3>\n<ul>\n<li><strong>For whom:<\/strong> individual entrepreneurs, self-employed.<\/li>\n<li><strong>Why:<\/strong> accepting payments from clients (cashless, via terminal, QR code), separate management of personal and business finances, simplification of accounting.<\/li>\n<\/ul>\n<h3>Preliminary emission<\/h3>\n<ul>\n<li><strong>What is it:<\/strong> payment systems (Humo, UzCard) can issue cards in advance without the cardholder&#8217;s name.<\/li>\n<li><strong>Activation:<\/strong> After user identification (passport, biometrics), the card is activated.<\/li>\n<li><strong>Why:<\/strong> accelerating card issuance (no need to wait for personalization), reducing bank expenses.<\/li>\n<\/ul>\n<h3>Corporate cards<\/h3>\n<ul>\n<li><strong>Payment for water and sewage services:<\/strong> through mobile applications or on-site.<\/li>\n<li><strong>March 2025:<\/strong> The Central Bank simplified payment for electricity and gas using corporate cards.<\/li>\n<li><strong>Why: <\/strong>convenience for companies, reduced cash flow, transparency of payments.<\/li>\n<\/ul>\n<h3>Context<\/h3>\n<ul>\n<li><strong>Financial literacy of adolescents:<\/strong> the card teaches how to manage money, plan expenses, and save money from the age of 14.<\/li>\n<li><strong>Business cards are a trend:<\/strong> all over the world, individual entrepreneurs and self-employed people use separate business cards (simplification of accounting, taxes).<\/li>\n<li><strong>Social cards:<\/strong> the practice of developed countries \u2014 targeted payments through cards reduce corruption and increase transparency.<\/li>\n<li><strong>Pre-issuance: <\/strong>accelerates card issuance, reduces bank personalization costs.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The Central Bank approved amendments to the Rules on Bank Cards: now it is possible to independently issue a card from 14 years old, but only with the consent of parents.<\/p>\n","protected":false},"author":4,"featured_media":11867,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/69162237d2525.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":11867,"YlB8HH34jIzY":"In Uzbekistan, a bank card can be obtained independently starting at age 14"},"pin_until":"","footnotes":""},"categories":[2061],"tags":[2212,2081,2079],"class_list":["post-12602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-banks","tag-cb","tag-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>In Uzbekistan, a bank card can be obtained independently starting at age 14 &#8212; 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