{"id":8338,"date":"2025-09-06T07:04:05","date_gmt":"2025-09-06T02:04:05","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/the-microfinance-market-in-uzbekistan-has-almost-doubled-reaching-66-9-trillion-soums\/"},"modified":"2025-09-06T07:04:05","modified_gmt":"2025-09-06T02:04:05","slug":"the-microfinance-market-in-uzbekistan-has-almost-doubled-reaching-66-9-trillion-soums","status":"publish","type":"post","link":"https:\/\/frank.uz\/en\/news-en\/the-microfinance-market-in-uzbekistan-has-almost-doubled-reaching-66-9-trillion-soums\/","title":{"rendered":"The microfinance market in Uzbekistan has almost doubled, reaching 66.9 trillion soums"},"content":{"rendered":"<p><strong>Why is this important<\/strong><\/p>\n<p>The growth of microfinance reflects an increasing demand for quick loans and access to funding for small businesses and the general population. Banks continue to lead, but the roles of private firms and microfinance organisations are strengthening. <\/p>\n<p><strong>What happened<\/strong><\/p>\n<ul>\n<li>Banks provided 53.6 trillion soums (80% of the market);<\/li>\n<li>MFO \u2014 12,0 trln (18%);<\/li>\n<li>Pawnshops \u2014 1,3 trln (2%);<\/li>\n<li>91% of all services (61.1 trillion) \u2014 loans up to 100 million soums;<\/li>\n<li>9% (5.8 trillion) \u2014 loans from 100 to 300 million soums.<\/li>\n<\/ul>\n<p><strong>Bank growth<\/strong><\/p>\n<ul>\n<li><strong>State banks:<\/strong> Microcreditbank \u2014 2.6 times (microloans \u2014 4.4 times), Agrobank \u2014 2.4 times (microloans \u2014 5.5 times), Aloqabank \u2014 2.2 times (microloans \u2014 3.6 times);<\/li>\n<li><strong>Private banks:<\/strong> TBC Bank \u2014 3.2 times growth (microloans 3 times), InFinBank \u2014 3.1 times growth (cards growth 3.3 times), Anor bank \u2014 +75% (microloans +73%).<\/li>\n<\/ul>\n<p><strong>Context<\/strong><\/p>\n<p>In the MFO sector, Tezcoin leads with 5.6 trillion soums. Among microcredit insurers, Shaffof-Moliya and Fortuna Biznes hold strong positions. The Central Bank notes that rapid growth requires increased risk control and transparency.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the first half of 2025, credit institutions offered 66.9 trillion soums in microfinance services, which is 32.1 trillion (+1.9 times) more than a year earlier, the Central Bank reported.<\/p>\n","protected":false},"author":4,"featured_media":8095,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[2061],"tags":[2093,2081,2261,2079,2263,2262,2091],"class_list":["post-8338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-agrobank-en","tag-cb","tag-credits","tag-finance","tag-infinbank-en","tag-microfinancing","tag-tbc-bank-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The microfinance market in Uzbekistan has almost doubled, reaching 66.9 trillion soums &#8212; 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