{"id":10029,"date":"2025-09-26T11:35:36","date_gmt":"2025-09-26T06:35:36","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekistonda-muammoli-kreditlar-kamaydi\/"},"modified":"2025-09-26T11:35:36","modified_gmt":"2025-09-26T06:35:36","slug":"ozbekistonda-muammoli-kreditlar-kamaydi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-muammoli-kreditlar-kamaydi\/","title":{"rendered":"O\u2018zbekistonda muammoli kreditlar kamaydi"},"content":{"rendered":"<p>Davlat banklarida NPL ulushi 4,0 foizdan 3,8 foizga, xususiy banklarda esa 3,8 foizdan 3,7 foizga kamaydi.<\/p>\n<p><strong>Banklar orasida:<\/strong><\/p>\n<ul>\n<li>NBU: 3,6\u202f% dan 2,9\u202f% gacha<\/li>\n<li>Agrobank: 3,7% dan 3,4% gacha<\/li>\n<li>Xalq banki: 3,9\u202f% dan 3,7\u202f% gacha<\/li>\n<li>Ipoteka bank: 6,5\u202f% dan 6,1\u202f% gacha<\/li>\n<li>Garant bank: 14,7\u202f% dan 12,9\u202f% gacha<\/li>\n<li>AVO bank: 9,8\u202f% dan 9,2\u202f% gacha<\/li>\n<li>Yangi bank: 9,8\u202f% dan 8,9\u202f% gacha<\/li>\n<\/ul>\n<p>NPL o\u2018sishi TBC Bank (4,6 foizdan 5,2 foizgacha) va Turon bankda (2,4 foizdan 4,2 foizgacha) qayd etildi.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>Muammoli kreditlarning kamayishi bank tizimi barqarorligi uchun ijobiy signaldir. Biroq, ayrim banklar hali ham yuqori NPL darajasini saqlab qolmoqda, bu esa kredit nazorati va portfellarni tiklash tartib-qoidalarini kuchaytirishni talab qiladi. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025-yil avgust oyi yakunlariga ko\u2018ra, banklarning umumiy kredit portfeli 0,8 foizga o\u2018sib, 581,0 trln so\u2018mni tashkil etdi. Sohada muddati o\u2018tgan kreditlar (NPL) ulushi 3,8 foizgacha kamaydi. <\/p>\n","protected":false},"author":4,"featured_media":7950,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/09\/68d67c6d1920b.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":7950,"YlB8HH34jIzY":"O\u2018zbekistonda muammoli kreditlar kamaydi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,1008,760,2030,880],"class_list":["post-10029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-mikroqarzlar","tag-finansy-uz","tag-muammoli-kreditlar","tag-npl-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekistonda muammoli kreditlar kamaydi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"2025-yil avgust oyi yakunlariga ko\u2018ra, banklarning umumiy kredit portfeli 0,8 foizga o\u2018sib, 581,0 trln so\u2018mni tashkil etdi. 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