{"id":10131,"date":"2025-09-29T14:13:06","date_gmt":"2025-09-29T09:13:06","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/mb-ozbekistonliklar-qayerda-kop-omonat-saqlayotganini-malum-qildi\/"},"modified":"2025-09-29T14:13:06","modified_gmt":"2025-09-29T09:13:06","slug":"mb-ozbekistonliklar-qayerda-kop-omonat-saqlayotganini-malum-qildi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/mb-ozbekistonliklar-qayerda-kop-omonat-saqlayotganini-malum-qildi\/","title":{"rendered":"MB o\u2018zbekistonliklar qayerda ko\u2018p omonat saqlayotganini ma\u2019lum qildi"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p><strong>Xususiy banklar davlat banklaridan badavlat mijozlar uchun kurashda yutib chiqayotganiga<\/strong> aniq dalillar paydo bo\u2018ldi. Bu butun bank tizimining likvidliligi, o\u2018sish strategiyasi va barqarorligiga ta\u2019sir qiladi. <\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>Omonatchilar soni bo\u2018yicha <strong>NBU<\/strong> yetakchilik qilmoqda \u2014 qariyb <strong>1,6 mln<\/strong> kishi;<\/li>\n<li>Biroq, hisob raqamlaridagi mablag\u2018lar hajmi bo\u2018yicha <strong>Kapitalbank<\/strong> yetakchilik qilmoqda \u2014 <strong>25 trln so\u2018mdan ortiq<\/strong>, bu MBga qaraganda <strong>10 trln so\u2018mga<\/strong> ko\u2018p.<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">O\u2018rtacha hissa miqdori:<\/span><\/p>\n<ul>\n<li>NBUda \u2014 <strong>8,9 \u043c\u043b\u043d s<\/strong>;<\/li>\n<li>Kapitalbankda \u2014 <strong>26,3 mln<\/strong>;<\/li>\n<li>TBC Bankda \u2014 <strong>deyarli 30 mln<\/strong>;<\/li>\n<li>Xalq bankining 1,2 milliondan ortiq omonatchilari bor, ammo o\u2018rtacha summa atigi <strong>5 million<\/strong>;<\/li>\n<li>Anorbankda \u2014 845 ming omonatchi, biroq har bir hisob raqamiga o\u2018rtacha <strong>9,1 mln so\u2018mdan<\/strong>;<\/li>\n<li>Davlat banklari \u2014 ommaviy, ammo omonatlari bo\u2018yicha \u201cmayda\u201d; xususiy banklar \u2014 kamroq ommaviy, ammo hajmi bo\u2018yicha \u201cchuqur\u201d.<\/li>\n<\/ul>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>Moliyachilarning ta\u2019kidlashicha, <strong>xususiy banklar ilgari badavlat jismoniy shaxslarga<\/strong>, davlat banklari esa korporativ depozitlarga e\u2019tibor qaratgan. Bu birinchi bo\u2018lib uzoq muddatli pulga ega bo\u2018lish va kreditlashda moslashuvchanlikni ta\u2019minladi. <\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>\u0421\u0435\u0439\u0447\u0430\u0441 <strong>\u0433\u043e\u0441\u0431\u0430\u043d\u043a\u0438 \u043f\u044b\u0442\u0430\u044e\u0442\u0441\u044f \u043d\u0430\u0432\u0435\u0440\u0441\u0442\u0430\u0442\u044c \u0443\u043f\u0443\u0449\u0435\u043d\u043d\u043e\u0435<\/strong>, \u043d\u043e \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430 \u0432\u043a\u043b\u0430\u0434\u0447\u0438\u043a\u043e\u0432 \u043c\u0435\u043d\u044f\u0435\u0442\u0441\u044f \u043c\u0435\u0434\u043b\u0435\u043d\u043d\u043e. \u0412\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u0432\u043a\u0438, \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u044b \u0438 \u043f\u0440\u0435\u043c\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0435\u0440\u0432\u0438\u0441 \u0434\u0435\u043b\u0430\u044e\u0442 \u0447\u0430\u0441\u0442\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u0438 \u0431\u043e\u043b\u0435\u0435 \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c\u0438 \u0434\u043b\u044f \u00ab\u043a\u0438\u0442\u043e\u0432\u00bb. <\/p>\n<p>O\u2018zbekistonda <strong>dollarlashuvning yuqori darajasi<\/strong> saqlanib qolmoqda va xususiy omonatlar uchun kurash milliy valyutadagi likvidlikni barqarorlashtirishning muhim elementidir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MB ilk bor banklar bo\u2018yicha xususiy omonatchilar soni haqidagi ma\u2019lumotlarni e\u2019lon qildi. Ammo qizig\u2018i shundaki, omonatlar soni bo\u2018yicha yetakchi \u2014 mablag\u2018lar hajmi bo\u2018yicha yetakchi emas. <\/p>\n","protected":false},"author":4,"featured_media":8880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/09\/68da570dd6335.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":8880,"YlB8HH34jIzY":"MB o\u2018zbekistonliklar qayerda ko\u2018p omonat saqlayotganini ma\u2019lum qildi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,628,760,2914],"class_list":["post-10131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-mb","tag-finansy-uz","tag-omonatlar-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MB o\u2018zbekistonliklar qayerda ko\u2018p omonat saqlayotganini ma\u2019lum qildi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"MB ilk bor banklar bo\u2018yicha xususiy omonatchilar soni haqidagi ma\u2019lumotlarni e\u2019lon qildi. 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