{"id":10470,"date":"2025-10-03T13:34:46","date_gmt":"2025-10-03T08:34:46","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/"},"modified":"2025-10-04T13:15:11","modified_gmt":"2025-10-04T08:15:11","slug":"mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/","title":{"rendered":"MB TBC Bank, Davr Bank va Hamkorbankni mijozlar huquqlarini buzganlik uchun jarimaga tortdi"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Nazoratning kuchaytirilishi iste\u2019molchilar huquqlarini himoya qilishni kuchaytiradi va regulyatorning bank sohasidagi suiiste\u2019molliklarga qat\u2019iy javob berishga tayyorligini ko\u2018rsatadi.<\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>TBC Bankda quyidagilar aniqlandi: ma\u2019lumotlarni oshkor qilish qoidalarini buzish, garov majburiyatlarini bekor qilishni kechiktirish, qarzlar bo\u2018yicha noqonuniy foizlar.<\/li>\n<li>Davr Bank`da \u2014 qo\u2018shimcha xizmatlarni majburlash, valyuta kreditlari bo\u2018yicha hisob-kitoblardagi xatolar, kreditlarning to\u2018liq qiymatini yashirish, mobil ilovaning noto\u2018g\u2018ri ishlashi.<\/li>\n<li>Hamkorbank`da \u2014 noqonuniy komissiyalar undirish, kreditlar berish tartibini buzish, garov huquqlarini ro\u2018yxatdan o\u2018tkazishni kechiktirish.<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">Jarima miqdori:<\/span><\/p>\n<ul>\n<li>TBC Bank \u2014 <strong>615 mln so\u2018m;<\/strong><\/li>\n<li>Davr Bank \u2014 <strong>931 mln so\u2018m;<\/strong>;<\/li>\n<li>Hamkorbank \u2014 <strong>955 mln so\u2018m;<\/strong><\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">Mijozlarga qaytarishlar:<\/span><\/p>\n<ul>\n<li>TBC Bank <strong>4,2 mlrd so\u2018mdan<\/strong> ortiq noto\u2018g\u2018ri hisoblangan foizlarni qayta hisoblab, mijozlarga qaytarishi kerak.<\/li>\n<li>Davr Bank noqonuniy komissiyalarni hisobga olgan holda <strong>4 mlrd so\u2018mdan<\/strong> ortiq mablag\u2018ni qaytarishi kerak.<\/li>\n<li>Hamkorbank \u2014 <strong>20 mlrd so\u2018mdan<\/strong> ortiq mablag\u2018larning mijozlarga qaytarilishini ta\u2019minlaydi.<\/li>\n<\/ul>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>Markaziy bankning ta\u2019kidlashicha, \u201cjavobgarlik choralari nafaqat jazo, balki mijozlarga xizmat ko\u2018rsatishning yangi madaniyatini shakllantirishga rag\u2018bat hamdir\u201d.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>2025-yilda Markaziy bankka banklar ustidan 120 dan ortiq asosli shikoyatlar kelib tushgan bo\u2018lib, shundan 2,4 mlrd so\u2018mi mijozlarga qaytarilgan. Regulyator bundan keyin ham qabul qilingan choralar haqida jamoatchilikni xabardor qilishga va qoidabuzarliklarga qat\u2019iy javob berishga va\u2019da bermoqda. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bank uchta bank faoliyatida jiddiy qoidabuzarliklarni aniqladi. Tekshiruvlar natijasida ularga jami 2,5 mlrd so\u2018mdan ortiq jarima belgilandi, shuningdek, noqonuniy ushlab qolingan mablag\u2018larni mijozlarga qaytarish buyurildi. <\/p>\n","protected":false},"author":4,"featured_media":6905,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/10\/68e0d78fa87b7.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":6905,"YlB8HH34jIzY":"MB TBC Bank, Davr Bank va Hamkorbankni mijozlar huquqlarini buzganlik uchun jarimaga tortdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,3096,628,760],"class_list":["post-10470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-jarima","tag-mb","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MB TBC Bank, Davr Bank va Hamkorbankni mijozlar huquqlarini buzganlik uchun jarimaga tortdi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"Markaziy bank uchta bank faoliyatida jiddiy qoidabuzarliklarni aniqladi. 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Tekshiruvlar natijasida ularga jami 2,5 mlrd so\u2018mdan ortiq jarima belgilandi, shuningdek, noqonuniy ushlab qolingan mablag\u2018larni mijozlarga qaytarish buyurildi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-03T08:34:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-04T08:15:11+00:00\" \/>\n<meta name=\"author\" content=\"Azamat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Azamat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/\",\"url\":\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/\",\"name\":\"MB TBC Bank, Davr Bank va Hamkorbankni mijozlar huquqlarini buzganlik uchun jarimaga tortdi &#8212; Frank.uz\",\"isPartOf\":{\"@id\":\"https:\/\/frank.uz\/uz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-tbc-bank-davr-bank-va-hamkorbankni-mijozlar-huquqlarini-buzganlik-uchun-jarimaga-tortdi\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/08\/6m6a9305.webp\",\"datePublished\":\"2025-10-03T08:34:46+00:00\",\"dateModified\":\"2025-10-04T08:15:11+00:00\",\"author\":{\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/ef76c06f7f97345c76ba878b2a9bee67\"},\"description\":\"Markaziy bank uchta bank faoliyatida jiddiy qoidabuzarliklarni aniqladi. 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