{"id":11079,"date":"2025-10-16T09:16:19","date_gmt":"2025-10-16T04:16:19","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/hamkorbank-9-oyda-foydasini-13-trln-somga-oshirib-bank-sektorida-ikkinchi-orinni-egalladi\/"},"modified":"2025-10-16T09:16:19","modified_gmt":"2025-10-16T04:16:19","slug":"hamkorbank-9-oyda-foydasini-13-trln-somga-oshirib-bank-sektorida-ikkinchi-orinni-egalladi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/hamkorbank-9-oyda-foydasini-13-trln-somga-oshirib-bank-sektorida-ikkinchi-orinni-egalladi\/","title":{"rendered":"Hamkorbank 9 oyda foydasini 1,3 trln so\u2018mga oshirib, bank sektorida ikkinchi o\u2018rinni egalladi"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Moliyaviy ko\u2018rsatkichlarning barqaror o\u2018sishi va muddati o\u2018tgan kreditlar darajasining pastligi bank biznes modelining samaradorligi va raqobat muhitida barqarorligini tasdiqlaydi.<\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>Yanvar-sentyabr oylarida sof foyda <strong>1,3 trln so\u2018mni<\/strong> tashkil etdi.<\/li>\n<li>III chorakda bank <strong>461,0 mlrd so\u2018m<\/strong> daromad oldi (2024-yilning shu davriga nisbatan +23,6%).<\/li>\n<li>Kredit portfeli sentyabr oyi boshida <strong>21,8 trln so\u2018mni<\/strong> tashkil etdi (xususiy banklar orasida 3-o\u2018rin).<\/li>\n<li>Muammoli kreditlar (NPL) ulushi \u2014 1,5%, bu bozordagi eng past ko\u2018rsatkichlardan biridir.<\/li>\n<\/ul>\n<p>Bank foydasi bo\u2018yicha bank sektorida <strong>2-o\u2018ringa<\/strong> chiqdi.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>Hamkorbank foyda va aktivlar sifati o\u2018rtasidagi muvozanatni saqlab, barqaror o\u2018sishni namoyish etmoqda. NPL darajasi sektor bo\u2018yicha o\u2018rtacha ko\u2018rsatkichdan sezilarli darajada past bo\u2018lib, bu kredit xatarlarini boshqarishning yuqori darajasini ko\u2018rsatadi. Daromadlilik va barqaror kredit portfeli bankni investorlar va omonatchilar uchun jozibador qiladi.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025-yilning III choragi yakunlariga ko\u2018ra, xususiy Hamkorbank yillik sof foydaning 21,8 foizga o\u2018sishini ko\u2018rsatib, qariyb 1,3 trillion so\u2018m daromad oldi.<\/p>\n","protected":false},"author":4,"featured_media":5807,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/10\/68f095e0a2517.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":5807,"YlB8HH34jIzY":"Hamkorbank 9 oyda foydasini 1,3 trln so\u2018mga oshirib, bank sektorida ikkinchi o\u2018rinni egalladi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,964,1169,760,880],"class_list":["post-11079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-foyda","tag-hamkorbank-uz","tag-finansy-uz","tag-npl-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hamkorbank 9 oyda foydasini 1,3 trln so\u2018mga oshirib, bank sektorida ikkinchi o\u2018rinni egalladi &#8212; 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