{"id":11650,"date":"2025-10-24T08:25:57","date_gmt":"2025-10-24T03:25:57","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/agat-credit-mikromoliya-bankiga-aylanmoqda\/"},"modified":"2025-10-24T08:25:57","modified_gmt":"2025-10-24T03:25:57","slug":"agat-credit-mikromoliya-bankiga-aylanmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/agat-credit-mikromoliya-bankiga-aylanmoqda\/","title":{"rendered":"Agat Credit mikromoliya bankiga aylanmoqda"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Mikromoliya tashkilotlarining mikromoliya banklariga aylanishi mikromoliya tashkilotlari va tijorat banklari o\u2018rtasida oraliq aloqani yaratadi, kichik biznes va keng aholi uchun moliyaviy xizmatlardan foydalanish imkoniyatini kengaytiradi.<\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>21-oktyabr kuni Agat Credit aksiyadorlari MFO`dan mikromoliya bankiga aylantirishga qaror qilishdi;<\/li>\n<li>Ustav kapitali 73,7 milliard so\u02bbm miqdorida tasdiqlandi;<\/li>\n<li>Anton Dmitriyev Kengash raisi, Ulug\u2018bek Odilov va Maqsud Maqsudov esa Kengash a\u2019zolari etib tayinlandi;<\/li>\n<li>Kuzatuv kengashi tarkibiga Sergey Lagutin, Oleg Popov, Arman Mangitov, Artem Badykov va Alisher Mirzayev kiradi;<\/li>\n<li>Kompaniya Markaziy bankdan litsenziya olgandan so\u2018ng mikromoliya banki sifatida ishlay boshlaydi.<\/li>\n<\/ul>\n<p><strong>Kompaniya haqida<\/strong><\/p>\n<p>Agat Credit Markaziy bank tomonidan 2018-yil 15-dekabrda ro\u2018yxatga olingan. Kompaniyaning mamlakat bo\u2018ylab 50 ta filiali mavjud: 8 tasi Toshkentda va 42 tasi viloyatlarda. Uning asosiy maqsadi moliyaviy resurslarga muhtoj jismoniy shaxslar va biznesni qo\u2018llab-quvvatlashdir.  <\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>2025-yil fevral oyida O\u2018zbekistonda mikromoliya banklarini tashkil etishga ruxsat beruvchi qonun qabul qilindi. \u201cBanklar va bank faoliyati to\u2018g\u2018risida\u201dgi qonunga muvofiq, mikromoliya banki ma\u2019lum cheklovlar bilan bank faoliyatini amalga oshiradigan va mikromoliya tashkilotlari va tijorat banklari o\u2018rtasida bog\u2018lovchi vosita bo\u2018lib xizmat qiluvchi yuridik shaxsdir. <\/p>\n<p>Mikromoliya banki uchun minimal ustav kapitali 50 milliard so\u2018mni tashkil etadi. Agat Credit o\u2018z kapitalini 73,7 milliard so\u2018m miqdorida tasdiqladi, bu minimal talabdan 47% yuqori. <\/p>\n<p>Qonun transformatsiyaga imkon beradi: MMT mikromoliya bankiga, mikromoliya banki tijorat bankiga aylanishi mumkin va aksincha. Tayyab Finance ilgari Markaziy bankdan transformatsiya uchun dastlabki <a href=\"https:\/\/frank.uz\/uz\/yangiliklar\/mb-8-ta-bankni-jarimaga-tortdi-va-20-ta-moliya-tashkilotini-ogohlantirdi\/\">tasdiqni olgan<\/a> birinchi MFO <a href=\"https:\/\/frank.uz\/news\/v-uzbekistane-sozdayotsya-pervyj-mikrofinansovyj-bank\/\">bo\u2018lgan<\/a>. <\/p>\n<p>Mikromoliya banklarining tashkil etilishi tijorat bank mahsulotlaridan foydalanish imkoniyatiga ega bo\u2018lmagan kichik biznes va jismoniy shaxslar uchun xizmatlar doirasini kengaytiradi. Ular mikromoliya tashkilotlari (MFO) (cheklangan imkoniyatlarga ega) va to\u2018laqonli banklar o\u2018rtasida oraliq bosqich bo\u2018lib xizmat qiladi, bu esa omonatlarni jalb qilish va kredit berishni kengaytirish imkonini beradi. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>21-oktyabr kuni Agat Credit mikromoliya tashkiloti aksiyadorlari mikromoliya bankiga aylantirishga qaror qilishdi. Kompaniya Markaziy bankdan tegishli lisenziyani olgandan keyin faoliyatini davom ettiradi. Ustav kapitali 73,7 milliard so\u2018m miqdorida tasdiqlandi.  <\/p>\n","protected":false},"author":4,"featured_media":6080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/10\/68fb22a43c1ac.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":6080,"YlB8HH34jIzY":"Agat Credit mikromoliya bankiga aylanmoqda"},"pin_until":"","footnotes":""},"categories":[622],"tags":[1278,634,628,2259,760],"class_list":["post-11650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-agat-credit-uz","tag-banklar","tag-mb","tag-mikromoliyalash","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Agat Credit mikromoliya bankiga aylanmoqda &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"21-oktyabr kuni Agat Credit mikromoliya tashkiloti aksiyadorlari mikromoliya bankiga aylantirishga qaror qilishdi. 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