{"id":12247,"date":"2025-11-04T16:56:25","date_gmt":"2025-11-04T11:56:25","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/4-oyda-150-ming-ozbekistonlik-oz-oziga-kredit-olishni-taqiqlab-qoydi\/"},"modified":"2025-11-04T16:56:25","modified_gmt":"2025-11-04T11:56:25","slug":"4-oyda-150-ming-ozbekistonlik-oz-oziga-kredit-olishni-taqiqlab-qoydi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/4-oyda-150-ming-ozbekistonlik-oz-oziga-kredit-olishni-taqiqlab-qoydi\/","title":{"rendered":"4 oyda 150 ming o\u2018zbekistonlik o\u2018z-o\u2018ziga kredit olishni taqiqlab qo\u2018ydi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>\u201cKreditlarni taqiqlash\u201d firibgarlikdan himoya qiladi: o\u2018g\u2018irlangan yoki soxta hujjatlar bo\u2018yicha kreditlarni rasmiylashtirish. 4 oyda 150 ming so\u2018m \u2014 xavf-xatarlardan xabardorlikni ko\u2018rsatadigan yuqori talab. Erkaklarning 68 foizi xizmatdan foydalanadi, chunki ular ko\u2018pincha moliyaviy firibgarlarning qurboniga aylanishadi. 26-35 yosh \u2014 kredit tarixini himoya qiluvchi faol qarz oluvchilar.   <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>4 oyda 150 ming kishi \u201ckredit taqiqi\u201dni faollashtirgan;<\/li>\n<li>68% erkaklar, 32% ayollar;<\/li>\n<li>Liderlar \u2014 26-35 yosh;<\/li>\n<li>Foydalanish: KATM, portal.infokredit.uz, my.gov.uz, davlat markazlari;<\/li>\n<li>Xizmat bepul.<\/li>\n<\/ul>\n<h3>Bu qanday ishlaydi<\/h3>\n<p>Xizmat egasining aniq roziligisiz kreditlarni rasmiylashtirishni bloklaydi. Kreditni rasmiylashtirishga urinishda bank taqiq to\u2018g\u2018risida xabarnoma oladi va arizani rad etadi. <\/p>\n<p><strong>Yoqish\/o\u2018chirish:<\/strong><\/p>\n<ul>\n<li>KATM ilovasi (Android\/iOS);<\/li>\n<li>portal.infokredit.uz shaxsiy kabineti;<\/li>\n<li>my.gov.uz portali;<\/li>\n<li>Davlat xizmatlari markazlari.<\/li>\n<\/ul>\n<h3>Statistika<\/h3>\n<ul>\n<li><strong>Jami:<\/strong> 4 oyda 150 ming (oyiga 37,5 ming).<\/li>\n<li><strong>Erkaklar:<\/strong> 68% (102 ming).<\/li>\n<li><strong>Ayollar:<\/strong> 32% (48 ming).<\/li>\n<li><strong>Yosh:<\/strong>\n<ul>\n<li>Yetakchilar \u2014 26-35 yosh (faol qarz oluvchilar);<\/li>\n<li>Keyingi o\u2018rinlarda \u2014 36-45, 18-25.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>Nega erkaklar yetakchilik qilmoqda<\/h3>\n<p>Erkaklar ko\u2018proq:<\/p>\n<ul>\n<li>Kreditlarni rasmiylashtiradi (biznes, avtomobil, uy-joy uchun);<\/li>\n<li>Firibgarlar (soxta hujjatlar) qurboniga aylanadi;<\/li>\n<li>Himoya qilinadigan faol kredit tarixiga ega.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li><strong>Ishga tushirish:<\/strong> 2025-yil yoz (aprel-may).<\/li>\n<li><strong>Maqsad:<\/strong> kreditlar o\u2018g\u2018irlangan pasportlar, OneID tomonidan buzib kirilgan qalbaki ishonchnomalar bo\u2018yicha rasmiylashtirilganda firibgarlikdan himoya qilish.<\/li>\n<li><strong>Muammo:<\/strong> 2024-yilda 5 mingdan ortiq firibgarlik kreditlari holatlari qayd etilgan. Jabrlanuvchilar qarzlarni undiruvchilar qaytarishni talab qilganda bilishgan. <\/li>\n<li><strong>Yechim:<\/strong> \u201ckreditlarni taqiqlash\u201d aniq roziliksiz rasmiylashtirishni bloklaydi.<\/li>\n<li><strong>Taqiqni qanday olib tashlash mumkin:<\/strong> egasi xizmatni o\u2018sha kanallar (KATM, portal, davlat markazlari) orqali shaxsan o\u2018chiradi.<\/li>\n<li><strong>Bepul: <\/strong>davlat xizmat uchun haq olmaydi.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>4 oy ichida 150 ming kishi \u201ckreditlarni taqiqlash\u201d xizmatini faollashtirdi, bu ularning xabardorligisiz kreditlarni rasmiylashtirishdan himoya qiladi.<\/p>\n","protected":false},"author":4,"featured_media":10867,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/690a29fd71c3b.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":10867,"YlB8HH34jIzY":"4 oyda 150 ming o\u2018zbekistonlik o\u2018z-o\u2018ziga kredit olishni taqiqlab qo\u2018ydi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[3542,1753,1007,760],"class_list":["post-12247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-firibgarlikdan-himoya-qilish","tag-katm-uz","tag-kreditlar","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4 oyda 150 ming o\u2018zbekistonlik o\u2018z-o\u2018ziga kredit olishni taqiqlab qo\u2018ydi &#8212; 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