{"id":12297,"date":"2025-11-05T15:11:43","date_gmt":"2025-11-05T10:11:43","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/markaziy-bank-uchta-mmtga-litsenziya-berdi\/"},"modified":"2025-11-05T15:11:43","modified_gmt":"2025-11-05T10:11:43","slug":"markaziy-bank-uchta-mmtga-litsenziya-berdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/markaziy-bank-uchta-mmtga-litsenziya-berdi\/","title":{"rendered":"Markaziy bank uchta MMTga litsenziya berdi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Uchta yangi MFO kichik biznes va aholi uchun mikrokreditlash bozorini kengaytirmoqda. Mulkdorlar lizing va agrosektorning tajribali ishbilarmonlari bo\u2018lib, mijozlarning ehtiyojlarini yaxshi bilishadi. Fincom Invest uchta lizing kompaniyasi va to\u2018qimachilik firmasini nazorat qiluvchi Stanislav Kimga tegishli. Vafo Moliya Wafa Leasing bilan bog\u2018liq. Qanot Finans \u2014 agrobiznes bilan. Lizing bilan sinergiya kompleks moliyaviy mahsulotlarni taklif qilish imkonini beradi.     <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>Markaziy bank uchta MFOga litsenziya berdi: Fincom Invest, Vafo Moliya, Qanot Finans;<\/li>\n<li>Ustav kapitali \u2014 2-2,2 mlrd so\u2018m;<\/li>\n<li>Fincom Invest Stanislav Kimga tegishli (lizing, to\u2018qimachilik);<\/li>\n<li>Vafo Moliya \u2014 Firuza Ortiqova (Wafa Leasing);<\/li>\n<li>Qanot Finans \u2014 70 foiz Bog\u2018ibek Matmurodov, 30 foiz Dilmurod Matmurodov (agrobiznes).<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li><strong>O\u2018zbekistonda mikromoliyalash:<\/strong> kichik biznes, fermerlar, aholi tomonidan talab tufayli har yili 30-40 foizga o\u2018sib bormoqda. MMT;ar 5-50 mln so\u2018m miqdorida qisqa muddatga (3-12 oy) yillik 30-50 foiz stavkada qarz beradi. <\/li>\n<li><strong>Ustav kapitali 2-2,2 mlrd:<\/strong> MMT litsenziyasi uchun MBning minimal talabi. Bu 10-20 mlrd so\u2018mlik qarz berish uchun yetarli (kredit yelkasi 1:5-1:10). <\/li>\n<li><strong>Lizing bilan sinergiya:<\/strong> Fincom Invest va Vafo Moliya egalari lizing kompaniyalarini nazorat qiladilar, bu esa MMT mijozlariga kompleks mahsulotlarni taklif qilish imkonini beradi: aylanma mablag\u2018lar uchun mikrokredit va uskunalar lizingi.<\/li>\n<li><strong>Agrobiznes: <\/strong>Qanot Finans Dilmurod Agrofirm orqali fermerlarni kreditlashga ixtisoslashgan \u2014 hosil uchun mikrokreditlarga talab yuqori bo\u2018lgan tanqis segment.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bankning Bank nazorati qo\u2018mitasi reestrga uchta mikromoliya tashkilotini kiritdi: Fincom Invest, Vafo Moliya, Qanot Finans. <\/p>\n","protected":false},"author":4,"featured_media":6316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/690ba2d657b4d.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":6316,"YlB8HH34jIzY":"Markaziy bank uchta MMTga litsenziya berdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[628,3551,1072,760],"class_list":["post-12297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-mb","tag-mikrokreditlash","tag-mmt","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Markaziy bank uchta MMTga litsenziya berdi &#8212; 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