{"id":12415,"date":"2025-11-08T10:44:56","date_gmt":"2025-11-08T05:44:56","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/apple-pay-va-google-pay-ozbekistonda-ishga-tushishga-hozirlanmoqda\/"},"modified":"2025-11-08T10:44:56","modified_gmt":"2025-11-08T05:44:56","slug":"apple-pay-va-google-pay-ozbekistonda-ishga-tushishga-hozirlanmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/apple-pay-va-google-pay-ozbekistonda-ishga-tushishga-hozirlanmoqda\/","title":{"rendered":"Apple Pay va Google Pay O\u2018zbekistonda ishga tushishga hozirlanmoqda"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Apple Pay va Google Pay eng yirik mobil to\u2018lov tizimlari bo\u2018lib, ularning ishga tushirilishi xorijlik sayyohlar, iPhone\/Android\u2019ga ega o\u2018zbekistonliklar uchun to\u2018lovlarni soddalashtiradi. Sayyohlar valyuta ayirboshlashsiz, naqd pul yechmasdan, telefon orqali to\u2018lovlarni amalga oshirishi mumkin bo\u2018ladi. O\u2018zbekistonliklar kontaktsiz to\u2018lovlardan (NFC) foydalanish imkoniyatiga ega bo\u2018ladi \u2014 qulaylik, xavfsizlik. Click, Payme, Uzum bilan raqobat \u2014 xizmatlarni yaxshilash uchun rag\u2018bat.   <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>Prezident matbuot xizmati 6-noyabrdagi uchrashuvdan so\u2018ng Apple Pay, Google Pay\u2019ni ishga tushirish rejalari haqida ma\u2019lum qildi;<\/li>\n<li>Hukumat 2024-yil oktyabr oyida Alipay, Apple Pay, Google Pay, PayPal, Unipay bilan muzokaralar olib borish bo\u2018yicha topshiriq bergan edi.<\/li>\n<\/ul>\n<h3>Nima uchun Apple Pay va Google Pay<\/h3>\n<ul>\n<li><strong>Sayyohlar uchun: <\/strong>Yiliga 2+ million sayyoh (Rossiya, Qozog\u2018iston, Xitoy, Yevropa) valyuta ayirboshlash, naqd pul yechib olish va komissiya to\u2018lovlarisiz telefon orqali to\u2018lashlari mumkin.<\/li>\n<li><strong>O\u2018zbekistonliklar uchun: <\/strong>kontaktsiz to\u2018lovlardan foydalanish (NFC) \u2014 qulaylik (karta kerak emas), xavfsizlik (kartani yo\u2018qotish xavfi yo\u2018q).<\/li>\n<li><strong>Biznes uchun:<\/strong> sayyohlarni jalb qilish, to\u2018lovlarni soddalashtirish, aylanmani oshirish.<\/li>\n<li><strong>Iqtisodiyot uchun: <\/strong>naqd pulsiz to\u2018lovlarning o\u2018sishi, yashirin aylanmaning kamayishi, shaffoflikning oshishi.<\/li>\n<\/ul>\n<h3>Texnik talablar<\/h3>\n<ul>\n<li><strong>NFC-terminallar: <\/strong>do\u2018konlar, restoranlar, taksilar kontaktsiz to\u2018lovlar uchun NFC terminallarini o\u2018rnatishlari kerak.<\/li>\n<li><strong>Banklar bilan integratsiya:<\/strong> O\u2018zbekiston banklari kartalarni Apple Pay, Google Pay\u2019ga integratsiya qilishi kerak.<\/li>\n<li><strong>Markaziy bankni tartibga solish: <\/strong>Markaziy bank ishga tushirishni ma\u2019qullashi, qoidalarni belgilashi, operatorlarni litsenziyalashi kerak.<\/li>\n<\/ul>\n<h3>Boshqa tizimlar<\/h3>\n<ul>\n<li><strong>Alipay:<\/strong> Xitoylik sayyohlar uchun mo\u2018ljallangan Xitoy to\u2018lov tizimi (eng yirik oqim).<\/li>\n<li><strong>PayPal: <\/strong>onlayn to\u2018lovlar uchun xalqaro tizim \u2014 elektron tijorat uchun.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li><strong>2024-yil oktyabr:<\/strong> Hukumat turizm salohiyatidan samarali foydalanish chora-tadbirlarini tasdiqladi \u2014 jumladan, xalqaro to\u2018lov tizimlari bilan muzokaralar olib borildi.<\/li>\n<li><strong>Turizm:<\/strong> yiliga 2+ mln sayyoh, daromad $1+ mlrd. Apple Pay, Google Pay to\u2018lovlarni soddalashtiradi, O\u2018zbekistonning jozibadorligini oshiradi. <\/li>\n<li><strong>Naqd pulsiz to\u2018lovlar:<\/strong> raqamlashtirish, avtobuslarda naqd pulni taqiqlash, elektron tijoratning o\u2018sishi tufayli har yili 50-60 foizga o\u2018sib bormoqda.<\/li>\n<li><strong>Apple bilan qarama-qarshilik: <\/strong>matbuot xizmati Apple Pay haqida gapirdi, ammo Apple uchrashuvda ishtirok etmadi \u2014 ishga tushirish qanday rejalashtirilgani noma\u2019lum.<\/li>\n<li><strong>NFC terminallari: <\/strong>O\u2018zbekistondagi aksariyat terminallar NFC\u2019ni qo\u2018llab-quvvatlamaydi \u2014 infratuzilmani modernizatsiya qilish talab etiladi.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Prezident matbuot xizmati Mirziyoyevning Amerika kompaniyalari bilan uchrashuvidan so\u2018ng Apple Pay va Google Pay`ni ishga tushirish rejalari haqida ma\u2019lum qildi.<\/p>\n","protected":false},"author":4,"featured_media":12411,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/690edd25c11f7.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":12411,"YlB8HH34jIzY":"Apple Pay va Google Pay O\u2018zbekistonda ishga tushishga hozirlanmoqda"},"pin_until":"","footnotes":""},"categories":[622],"tags":[3580,3581,760,2025],"class_list":["post-12415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-apple-pay-uz","tag-google-pay-uz","tag-finansy-uz","tag-tolov-tizimlari"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apple Pay va Google Pay O\u2018zbekistonda ishga tushishga hozirlanmoqda &#8212; 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