{"id":12604,"date":"2025-11-13T16:04:24","date_gmt":"2025-11-13T11:04:24","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/2026-yilda-kichik-va-orta-biznesni-kreditlash-hajmi-140-trillion-somga-yetadi\/"},"modified":"2025-11-13T16:04:24","modified_gmt":"2025-11-13T11:04:24","slug":"2026-yilda-kichik-va-orta-biznesni-kreditlash-hajmi-140-trillion-somga-yetadi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/2026-yilda-kichik-va-orta-biznesni-kreditlash-hajmi-140-trillion-somga-yetadi\/","title":{"rendered":"2026-yilda kichik va o\u2018rta biznesni kreditlash hajmi 140 trillion so\u2018mga yetadi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Kichik va o\u2018rta biznes kreditlari 140 trln \u2014 20 foizga o\u2018sishi kichik biznesni rag\u2018batlantiradi, ish o\u2018rinlarini yaratadi, ishsizlikni kamaytiradi. Agrosektor, oziq-ovqat sanoatiga e\u2019tibor qaratsak, mahsulotlar narxi tushadi. <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>Kichik va o\u2018rta biznes kreditlari 2026-yil: 140 trln (2025-yil: 116 trln);<\/li>\n<li>2026-yilning umumiy hajmi: 450 trln;<\/li>\n<li>100 mingta biznes tashabbuslarini qo\u2018llab-quvvatlash;<\/li>\n<li>E\u2019tibor markazida: agrosektor, oziq-ovqat sanoati, xizmatlar.<\/li>\n<\/ul>\n<h3>Kichik va o\u2018rta biznesni kreditlash<\/h3>\n<ul>\n<li>2025-yil: 116 trln (2023-yilga nisbatan 1,4 barobar).<\/li>\n<li>2026-yil: 140 trln (+20%) &#8211; kichik biznesni rag\u2018batlantirish, ish o\u2018rinlarini yaratish.<\/li>\n<\/ul>\n<h3>Kreditlarning umumiy hajmi<\/h3>\n<ul>\n<li>2026-yil: 450 trln &#8211; tijorat banklarining iqtisodiyotga kreditlari (biznes, aholi, davlat loyihalari).<\/li>\n<\/ul>\n<h3>Moliyalashtirish fokusi<\/h3>\n<ul>\n<li>Agrosektor: fermerlarga, qayta ishlovchilarga kreditlar &#8211; mahsulot ishlab chiqarishning o\u2018sishi, narxlarning pasayishi.<\/li>\n<li>Oziq-ovqat sanoati: ishlab chiqarishni mahalliylashtirish &#8211; import o\u2018rnini bosish, narxlarni barqarorlashtirish.<\/li>\n<li>Xizmatlar: turizm, HoReCa, IT &#8211; ish o\u2018rinlarini yaratish, iqtisodiy o\u2018sish.<\/li>\n<\/ul>\n<h3>Fuqarolarga yordam<\/h3>\n<ul>\n<li>2025-yilda: Mahallabay ishlash orqali 1,1 trillion so\u2018mlik 89 mingta biznes tashabbusi.<\/li>\n<li>2025-yilgi maqsad: 100 ming.<\/li>\n<li>2026 yil: 100 mingta yangi loyiha &#8211; aholini tadbirkorlikka jalb qilish, kambag\u2018allikni qisqartirish.<\/li>\n<\/ul>\n<h3>Bank siyosatining vazifalari<\/h3>\n<ul>\n<li>Barqaror moliyaviy muhit: aholi, biznes uchun.<\/li>\n<li>Banklarga ishonch: shaffoflik orqali mustahkamlash, omonatlarni himoya qilish.<\/li>\n<li>Sog\u2018lom raqobat: banklar o\u2018rtasida stavkalarni pasaytirish, xizmat ko\u2018rsatishni yaxshilash.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li>Kichik va o\u2018rta biznes kreditlari o\u2018sib bormoqda: 116 trilliondan 140 trilliongacha &#8211; hukumat kichik biznesga o\u2018sish va bandlik drayveri sifatida e\u2019tibor qaratmoqda.<\/li>\n<li>Inflyatsiya pasaymoqda: Markaziy bankning qat\u2019iy siyosati (14% stavka), bozorning to\u2018yinishi, narxlarni nazorat qilish tufayli 10,2% dan 7,8% gacha.<\/li>\n<li>2027-yilgacha 5 foizlik maqsad: ulkan, narxlarni nazorat qilishni, so\u2018mning barqarorligini, ishlab chiqarishning o\u2018sishini talab qiladi.<\/li>\n<li>Agrosektor, oziq-ovqat sanoatiga e\u2019tibor: oziq-ovqat narxlarini pasaytirish &#8211; aholi uchun asosiy vazifa (iste\u2019mol savatining 40-50 foizini tashkil etuvchi mahsulotlar).<\/li>\n<li>100 ming fuqaroni qo\u2018llab-quvvatlash: mahallalar orqali mikrokreditlar &#8211; tadbirkorlikka jalb qilish, kambag\u2018allikni qisqartirish.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Banklar agrar soha, oziq-ovqat sanoati va xizmatlarni moliyalashtirishni kengaytiradi.<\/p>\n","protected":false},"author":4,"featured_media":11868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/11\/691624abdf966.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":11868,"YlB8HH34jIzY":"2026-yilda kichik va o\u2018rta biznesni kreditlash hajmi 140 trillion so\u2018mga yetadi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[629,2235,1170,760],"class_list":["post-12604","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-inflyatsiya","tag-kob","tag-kreditlash","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2026-yilda kichik va o\u2018rta biznesni kreditlash hajmi 140 trillion so\u2018mga yetadi &#8212; 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