{"id":13389,"date":"2025-12-04T12:49:36","date_gmt":"2025-12-04T07:49:36","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/"},"modified":"2025-12-04T12:49:36","modified_gmt":"2025-12-04T07:49:36","slug":"banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/","title":{"rendered":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Voyaga yetmaganlar uchun bank kartalari kundalik hisob-kitoblar uchun tobora faolroq ishlatilmoqda va mobil ilovalarga kirishdagi uzilishlar ularning moliyaviy mustaqilligini to\u2018g\u2018ridan-to\u2018g\u2018ri cheklamoqda. Ilovalarga kirish bilan bog\u2018liq muammolar vaqtinchalik bo\u2018lib, identifikatsiya mexanizmlari takomillashtirilgandan so\u2018ng, o\u2018smirlar raqamli formatdagi kartalaridan xavfsiz foydalanishlari mumkin bo\u2018ladi. <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>Mobil ilovalar foydalanuvchilari voyaga yetmaganlar uchun kartalarni ochish va banklar hamda to\u2018lov tashkilotlarining mobil ilovalariga ulashda biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelishdi.<\/li>\n<li>Markaziy bank vaziyatga izoh berib, muammolarni hal qilish choralari haqida <a href=\"https:\/\/cbu.uz\/ru\/press_center\/news\/3108968\/\">ma\u2019lum qildi<\/a>.<\/li>\n<li>\u201cBank hisobvaraqlarini ochish, yuritish va yopish tartibi to\u2018g\u2018risidagi yo\u2018riqnoma\u201dga kiritilgan o\u2018zgartirishlarga ko\u2018ra, 14 yoshdan 18 yoshgacha bo\u2018lgan voyaga yetmaganlar bank hisobvaraqlarini mustaqil ravishda ochish huquqiga ega bo\u2018ldi.<\/li>\n<\/ul>\n<h3>Tizim<\/h3>\n<ul>\n<li>Markaziy bank topshirig\u2018iga ko\u2018ra, mobil ilovalarda yangi ro\u2018yxatdan o\u2018tish, parolni tiklash, boshqa qurilmadan hisobga kirishda biometrik identifikatsiya (Face-ID) mexanizmi joriy etildi.<\/li>\n<li>Markaziy bank banklar va to\u2018lov tashkilotlariga ularning risklarni boshqarish siyosatidan kelib chiqib, voyaga yetmaganlar uchun mobil ilovalar orqali elektron to\u2018lovlarni amalga oshirish imkoniyatini ta\u2019minlash bo\u2018yicha ko\u2018rsatma berdi.<\/li>\n<li>Shuningdek, yuqori xavfli operatsiyalar uchun qo\u2018shimcha identifikatsiya mexanizmlarini saqlab qolish buyurilgan.<\/li>\n<li>Ma\u2019lum qilinishicha, yaqin kunlarda voyaga yetmaganlar bank kartalaridan mobil ilovalar orqali to\u2018laqonli foydalanishi mumkin bo\u2018ladi.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li>O\u2018smirlarning bank xizmatlaridan foydalanish imkoniyatlarini kengaytirish bir vaqtning o\u2018zida kiberxavfsizlik choralarini kuchaytirishni talab qiladi.<\/li>\n<li>Biometriyani joriy etish foydalanuvchilarni moliyaviy firibgarlikdan himoya qilish bo\u2018yicha milliy siyosatning bir qismiga aylandi.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.<\/p>\n","protected":false},"author":7,"featured_media":13377,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/6931732eec471.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":13377,"YlB8HH34jIzY":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,2478,1260],"class_list":["post-13389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-markaziy-bank-uz","tag-raqamli-texnologiyalar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi\" \/>\n<meta property=\"og:description\" content=\"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-04T07:49:36+00:00\" \/>\n<meta name=\"author\" content=\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/\",\"url\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/\",\"name\":\"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi &#8212; Frank.uz\",\"isPartOf\":{\"@id\":\"https:\/\/frank.uz\/uz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp\",\"datePublished\":\"2025-12-04T07:49:36+00:00\",\"author\":{\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f\"},\"description\":\"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.\",\"breadcrumb\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage\",\"url\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp\",\"contentUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp\",\"width\":2560,\"height\":1706},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/frank.uz\/uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/frank.uz\/uz\/#website\",\"url\":\"https:\/\/frank.uz\/uz\/\",\"name\":\"Frank.uz\",\"description\":\"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.\",\"alternateName\":\"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/frank.uz\/uz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f\",\"name\":\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g\",\"caption\":\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi &#8212; Frank.uz","description":"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/","og_locale":"uz_UZ","og_type":"article","og_title":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi","og_description":"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.","og_url":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/","og_site_name":"Frank.uz","article_publisher":"https:\/\/www.facebook.com\/FrankUzbekistan","article_published_time":"2025-12-04T07:49:36+00:00","author":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","twitter_card":"summary_large_image","twitter_creator":"@frank_uzb","twitter_site":"@frank_uzb","twitter_misc":{"Written by":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","Est. reading time":"1 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/","url":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/","name":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi &#8212; Frank.uz","isPartOf":{"@id":"https:\/\/frank.uz\/uz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage"},"image":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage"},"thumbnailUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp","datePublished":"2025-12-04T07:49:36+00:00","author":{"@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f"},"description":"Markaziy bank o\u2018smirlarning biometrik identifikatsiyadan o\u2018tishda muammolarga duch kelayotgani haqidagi xabarlarga munosabat bildirdi.","breadcrumb":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/"]}]},{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#primaryimage","url":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp","contentUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/puhlyash-scaled.webp","width":2560,"height":1706},{"@type":"BreadcrumbList","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/banklar-voyaga-yetmagan-fuqarolarga-mobil-ilovalardan-foydalanish-imkoniyatini-beradi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/frank.uz\/uz\/"},{"@type":"ListItem","position":2,"name":"Banklar voyaga yetmagan fuqarolarga mobil ilovalardan foydalanish imkoniyatini beradi"}]},{"@type":"WebSite","@id":"https:\/\/frank.uz\/uz\/#website","url":"https:\/\/frank.uz\/uz\/","name":"Frank.uz","description":"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.","alternateName":"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/frank.uz\/uz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"uz-UZ"},{"@type":"Person","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f","name":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","image":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g","caption":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430"}}]}},"_links":{"self":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/13389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/comments?post=13389"}],"version-history":[{"count":0,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/13389\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media\/13377"}],"wp:attachment":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media?parent=13389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/categories?post=13389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/tags?post=13389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}