{"id":13725,"date":"2025-12-10T18:03:23","date_gmt":"2025-12-10T13:03:23","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/"},"modified":"2025-12-10T18:03:23","modified_gmt":"2025-12-10T13:03:23","slug":"ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/","title":{"rendered":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Naqd pulsiz hisob-kitoblarni kengaytirish yashirin iqtisodiyotni qisqartirish va moliyaviy oqimlarning shaffofligini oshirishning asosiy vositalaridan biridir. Majburiy to\u2018lovlarning bir qismini elektron shaklga o\u2018tkazish pul aylanmasi ustidan nazoratni kuchaytiradi va hisobga olinmagan operatsiyalar xavfini kamaytiradi. Bu, shuningdek, raqamli to\u2018lov xizmatlarining rivojlanishini rag\u2018batlantiradi va aholining kundalik moliyaviy odatlarini o\u2018zgartiradi.  <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>2026-yildan boshlab O\u2018zbekistonda bir qator to\u2018lovlarni faqat bank kartalari yoki hukumat qarori asosida elektron to\u2018lov tizimlari orqali amalga oshirish mumkin <a href=\"https:\/\/t.me\/huquqiyaxborot\/19044\">bo\u2018ladi<\/a>.<\/li>\n<li>Yangilik 2026-yil 1-apreldan kuchga kiradi \u2014 chora 2030-yilgacha yashirin iqtisodiyot ulushini kamaytirishga qaratilgan.<\/li>\n<li>Hujjat bilan yashirin iqtisodiyotning yalpi ichki mahsulotdagi ulushini 1,3 barobarga qisqartirish, shuningdek, savdo va xizmat ko\u2018rsatish sohalarida aholining naqd pulsiz to\u2018lovlari ulushini 75 foizga yetkazish vazifasi belgilangan.<\/li>\n<\/ul>\n<h3>Naqd pulsiz to\u2018lov shakli<\/h3>\n<p>Quyidagi moddalar bo\u2018yicha to\u2018lovlar naqd pulsiz shaklga o\u2018tkaziladi:<\/p>\n<ul>\n<li>davlat organlari tomonidan ko\u2018rsatiladigan xizmatlar;<\/li>\n<li>elektr energiyasi, tabiiy gaz, ichimlik suvi uchun haq to\u2018lash;<\/li>\n<li>alkogol va tamaki mahsulotlari;<\/li>\n<li>aholiga neft mahsulotlarini avtomobillarga yoqilg\u2018i quyish shoxobchalari va elektromobillarni zaryadlash xizmatlari orqali sotish;<\/li>\n<li>25 million so\u2018mdan ortiq tovarlar va xizmatlar;<\/li>\n<li>ko\u2018chmas mulkni, yoshi 10 yildan oshmagan M, N, O va G toifalaridagi transport vositalarini hamda ixtisoslashtirilgan transport vositalarini sotish va sotib olish.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li>Davlat to\u2018lov infratuzilmasini rivojlantiradi, bank kartalari va elektron hamyonlardan foydalanishni rag\u2018batlantiradi, shuningdek, iqtisodiyotning ayrim tarmoqlarida naqd pul aylanmasini cheklaydi.<\/li>\n<li>Ushbu chora-tadbirlar moliyaviy operatsiyalarning shaffofligini oshirish, soliq ma\u2019muriyatchiligini takomillashtirish va pul mablag\u2018larining norasmiy aylanishini qisqartirishga qaratilgan.<\/li>\n<li>Aholi uchun bu kundalik hisob-kitoblarda bank kartalari va elektron to\u2018lov xizmatlaridan kengroq foydalanishni anglatadi.<\/li>\n<li>Davlat uchun bu yashirin aylanmaga qarshi kurash vositasi va iqtisodiyotda rasmiy moliyaviy operatsiyalar ulushini oshirish yo\u2018lidagi qadamdir.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.<\/p>\n","protected":false},"author":7,"featured_media":13691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/693a67657a1d0.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":13691,"YlB8HH34jIzY":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[852,627,3558],"class_list":["post-13725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-davlat-xizmatlari","tag-iqtisodiyot","tag-naqd-pulsiz-tolovlar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi\" \/>\n<meta property=\"og:description\" content=\"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-10T13:03:23+00:00\" \/>\n<meta name=\"author\" content=\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/\",\"url\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/\",\"name\":\"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi &#8212; Frank.uz\",\"isPartOf\":{\"@id\":\"https:\/\/frank.uz\/uz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg\",\"datePublished\":\"2025-12-10T13:03:23+00:00\",\"author\":{\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f\"},\"description\":\"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.\",\"breadcrumb\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage\",\"url\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg\",\"contentUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg\",\"width\":1250,\"height\":635},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/frank.uz\/uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/frank.uz\/uz\/#website\",\"url\":\"https:\/\/frank.uz\/uz\/\",\"name\":\"Frank.uz\",\"description\":\"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.\",\"alternateName\":\"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/frank.uz\/uz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f\",\"name\":\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g\",\"caption\":\"\u0421\u043d\u0435\u0436\u0430\u043d\u0430\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi &#8212; Frank.uz","description":"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/","og_locale":"uz_UZ","og_type":"article","og_title":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi","og_description":"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.","og_url":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/","og_site_name":"Frank.uz","article_publisher":"https:\/\/www.facebook.com\/FrankUzbekistan","article_published_time":"2025-12-10T13:03:23+00:00","author":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","twitter_card":"summary_large_image","twitter_creator":"@frank_uzb","twitter_site":"@frank_uzb","twitter_misc":{"Written by":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","Est. reading time":"1 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/","url":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/","name":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi &#8212; Frank.uz","isPartOf":{"@id":"https:\/\/frank.uz\/uz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage"},"image":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage"},"thumbnailUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg","datePublished":"2025-12-10T13:03:23+00:00","author":{"@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f"},"description":"2026-yildan boshlab bir nechta jarayonlarni faqat bank kartalari orqali amalga oshirish mumkin bo\u2018ladi.","breadcrumb":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/"]}]},{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#primaryimage","url":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg","contentUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/12\/termin.jpg","width":1250,"height":635},{"@type":"BreadcrumbList","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-naqd-pul-bilan-tolovni-cheklash-boshlanadi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/frank.uz\/uz\/"},{"@type":"ListItem","position":2,"name":"O\u2018zbekistonda naqd pul bilan to\u2018lovni cheklash boshlanadi"}]},{"@type":"WebSite","@id":"https:\/\/frank.uz\/uz\/#website","url":"https:\/\/frank.uz\/uz\/","name":"Frank.uz","description":"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.","alternateName":"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/frank.uz\/uz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"uz-UZ"},{"@type":"Person","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/22b17879dce8c782bd3b1350f0628e1f","name":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430","image":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e16d8bd779e5fb2c2c35e3c34ace4ba6b837417fcf508bca9b73abade4a261ca?s=96&d=mm&r=g","caption":"\u0421\u043d\u0435\u0436\u0430\u043d\u0430"}}]}},"_links":{"self":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/13725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/comments?post=13725"}],"version-history":[{"count":0,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/13725\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media\/13691"}],"wp:attachment":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media?parent=13725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/categories?post=13725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/tags?post=13725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}