{"id":15031,"date":"2026-01-09T17:13:10","date_gmt":"2026-01-09T12:13:10","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekistonda-438-ming-kishi-kredit-olishdan-ixtiyoriy-ravishda-voz-kechdi\/"},"modified":"2026-01-09T17:13:10","modified_gmt":"2026-01-09T12:13:10","slug":"ozbekistonda-438-ming-kishi-kredit-olishdan-ixtiyoriy-ravishda-voz-kechdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-438-ming-kishi-kredit-olishdan-ixtiyoriy-ravishda-voz-kechdi\/","title":{"rendered":"O\u2018zbekistonda 438 ming kishi kredit olishdan ixtiyoriy ravishda voz kechdi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>Kredit berishni o\u2018z-o\u2018zini taqiqlash mexanizmi fuqarolarni firibgarlik va ortiqcha qarz yukidan himoya qilish vositalaridan biri sifatida qaraladi. Xizmatdan foydalanuvchilar sonining o\u2018sishi aholi moliyaviy xavfsizlikning oldini olish choralaridan tobora faolroq foydalanayotganini ko\u2018rsatmoqda. Ushbu ma\u2019lumotlar, shuningdek, kredit infratuzilmasiga ishonch darajasini va moliya sohasida raqamli xizmatlarga bo\u2018lgan talabni baholash imkonini beradi.  <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>KATM kredit byurosi ma\u2019lumotlariga ko\u2018ra, 2025-yilda O\u2018zbekistonning 440 mingga yaqin fuqarosi ixtiyoriy ravishda kredit berishni <a href=\"https:\/\/t.me\/KATM_kredit_byurosi\/349\">taqiqlagan<\/a>.<\/li>\n<li>1-yanvar holatiga o\u2018zini o\u2018zi kreditlashning bepul xizmatiga 438 322 nafar jismoniy shaxs ulangan.<\/li>\n<\/ul>\n<h3>Raqamlar va faktlar<\/h3>\n<ul>\n<li>Xizmatdan foydalanuvchilar orasida erkaklar ustunlik qiladi &#8211; 292,7 mingdan ortiq kishi, ayollar soni esa 145,6 ming kishini tashkil etadi.<\/li>\n<li>O\u2018z-o\u2018zini taqiqlashdan eng faol foydalanuvchilar 26-35 yoshdagi fuqarolar bo\u2018lib, ular barcha foydalanuvchilarning uchdan bir qismini tashkil qiladi.<\/li>\n<li>36-45 yoshdagi fuqarolar ulushi 24 foizni, 26 yoshgacha bo\u2018lgan foydalanuvchilar ulushi esa 22 foizni tashkil etadi.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li>Statistik ma\u2019lumotlar shuni ko\u2018rsatadiki, iqtisodiy faol yosh guruhlarida o\u2018zlashtirishda o\u2018z-o\u2018zini nazorat qilish vositalariga qiziqish yuqori.<\/li>\n<li>Foydalanuvchilar orasida erkaklarning ustunligi kreditlash tuzilmasining o\u2018ziga xos xususiyatlarini yoki moliyaviy xatti-harakatlardagi farqlarni aks ettirishi mumkin.<\/li>\n<li>O\u2018z-o\u2018zini taqiqlash amaliyotining kengayishi firibgarlik kreditlari va muammoli qarzlar xavfini kamaytirishi mumkin.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p> O\u2018z-o\u2018zini taqiqlash xizmatidan foydalanuvchilarning uchdan ikki qismidan ko\u2018prog\u2018ini erkaklar tashkil etgan.<\/p>\n","protected":false},"author":7,"featured_media":15028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2026\/01\/6960f81fcfa12.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":15028,"YlB8HH34jIzY":"O\u2018zbekistonda 438 ming kishi kredit olishdan ixtiyoriy ravishda voz kechdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[634,1007,888],"class_list":["post-15031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-kreditlar","tag-statistika-uz-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekistonda 438 ming kishi kredit olishdan ixtiyoriy ravishda voz kechdi &#8212; 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