{"id":15474,"date":"2026-01-19T15:03:20","date_gmt":"2026-01-19T10:03:20","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekiston-milliy-bankining-sof-foydasi-2025-yilda-191-trillion-somga-yetdi\/"},"modified":"2026-01-19T15:03:20","modified_gmt":"2026-01-19T10:03:20","slug":"ozbekiston-milliy-bankining-sof-foydasi-2025-yilda-191-trillion-somga-yetdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekiston-milliy-bankining-sof-foydasi-2025-yilda-191-trillion-somga-yetdi\/","title":{"rendered":"O\u2018zbekiston Milliy bankining sof foydasi 2025-yilda 1,91 trillion so\u2018mga yetdi"},"content":{"rendered":"<h3>Nega bu muhim<\/h3>\n<p>O\u2018zbekiston Milliy bankining 2025-yildagi moliyaviy natijasi bankning daromadlilik va daromadlar\/xarajatlar tarkibi nuqtayi nazaridan yilni aktivlar o\u2018sishi fonida qanday o\u2018tkazayotganini ko\u2018rsatadi. Operatsion xarajatlarning deyarli yarmi ish haqiga to\u2018g\u2018ri kelishi alohida ahamiyatga ega: bu to\u2018g\u2018ridan-to\u2018g\u2018ri &laquo;boshqaruv xarajatlari&raquo;ni aks ettiradi va bank faoliyati samaradorligiga ta\u2019sir ko\u2018rsatadi. Kredit-lizing portfeli va zaxiralar bo\u2018yicha tafsilotlar, shuningdek, kreditlash balansning qancha qismini egallashini va bank ehtimoliy yo\u2018qotishlardan qanday sug\u2018urtalanishini tushunishga yordam beradi.  <\/p>\n<h3>Nima bo\u2018ldi<\/h3>\n<ul>\n<li>O\u2018zbekiston Milliy banki 2025-yil yakuni bo\u2018yicha hisobotini Yagona korporativ axborot portalida <a href=\"https:\/\/new.openinfo.uz\/ru\/reports\/bank\/quarter\/1204\">e\u2019lon qildi<\/a> va 1,91 trillion so\u2018m sof foyda ko\u2018rganini ma\u2019lum qildi, bu o\u2018tgan yilga nisbatan 11 foizga ko\u2018pdir.<\/li>\n<li>Hujjatda ko\u2018rsatilishicha, bank aktivlari yil davomida 144,75 trln so\u2018mgacha o\u2018sgan va ularning asosiy qismini sof kredit-lizing operatsiyalari tashkil etgan.<\/li>\n<li>Shuningdek, bank daromadlar va xarajatlar tarkibini, IV chorakdagi alohida aktivlar dinamikasini va mehnatga haq to\u2018lash xarajatlari miqdorini oshkor qildi.<\/li>\n<\/ul>\n<h3>Raqamlar va faktlar<\/h3>\n<ul>\n<li>2025-yil yakunlari bo\u2018yicha sof foyda 1,91 trillion so\u2018mni tashkil etdi, bu o\u2018tgan yilga nisbatan 11 foizga (yoki 196,84 milliard so\u2018mga) ko\u2018pdir.<\/li>\n<li>Bank tomonidan to\u2018lanishi lozim bo\u2018lgan foyda solig\u2018i summasi 386,30 mlrd so\u2018m miqdorida ko\u2018rsatilgan.<\/li>\n<li>Hisobot davrida bank aktivlari 144,75 trln so\u2018mni tashkil etib, yil boshiga nisbatan 6,7 foizga o\u2018sdi.<\/li>\n<li>Aktivlarning 68,7 foizi 99,44 trln so\u2018mlik sof kredit-lizing operatsiyalari hissasiga to\u2018g\u2018ri keldi.<\/li>\n<li>Kreditlar va lizing bo\u2018yicha ehtimoliy yo\u2018qotishlarni qoplash zaxirasi 5,94 trln so\u2018mni tashkil etdi.<\/li>\n<li>Hisobot davrida bankning asosiy vositalari 1,71 trln so\u2018mni tashkil etdi.<\/li>\n<li>Kredit hisobvaraqlari bo\u2018yicha sotib olingan boshqa aktivlar qiymati 1,01 trln so\u2018mni tashkil etdi.<\/li>\n<li>2025-yilning to\u2018rtinchi choragida qimmatli qog\u2018ozlar hajmi 7,27 trln so\u2018mdan 8,63 trln so\u2018mga (o\u2018sish 1,36 trln so\u2018mga yoki 18,8 foizga) oshdi.<\/li>\n<li>Qimmatbaho metallar, tangalar va toshlar hajmi 35 ming so\u2018mdan 23,00 mlrd so\u2018mga oshdi.<\/li>\n<li>2025-yilda foizli daromadlar 17,54 trln so\u2018mni, foizsiz daromadlar 11,43 trln so\u2018mni tashkil etdi.<\/li>\n<li>Yil davomida foizli xarajatlar 11,75 trln so\u2018mni, foizsiz xarajatlar 1,20 trln so\u2018mni tashkil etdi.<\/li>\n<li>Jami operatsion xarajatlar 2,76 trln so\u2018m miqdorida ko\u2018rsatilgan.<\/li>\n<li>Ish haqi (va unga tenglashtirilgan to\u2018lovlar) xarajatlari 1,35 trln so\u2018mni yoki jami operatsion xarajatlarning 48,8 foizini tashkil etdi.<\/li>\n<\/ul>\n<h3>Mohiyat<\/h3>\n<ul>\n<li>Aktivlar tarkibida kredit-lizing operatsiyalarining ustunligi va 5,94 trln so\u2018mlik zaxiraning mavjudligi portfel sifati va zaxira siyosati barqarorlikning asosiy omillari bo\u2018lib qolayotganini ta\u2019kidlaydi.<\/li>\n<li>Qimmatli qog\u2018ozlar hajmining o\u2018sishi va to\u2018rtinchi chorakda qimmatbaho metallar\/tangalar\/toshlar toifasining keskin o\u2018sishi yil oxirida aktivlar tarkibida alohida moddalar sezilarli darajada o\u2018zgarganligini ko\u2018rsatmoqda.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Aktivlar 144,75 trln so\u2018mga yetdi, ish haqi xarajatlari esa 1,35 trln so\u2018mni tashkil etdi \u2014 operatsion xarajatlarning 48,8 foizi.<\/p>\n","protected":false},"author":7,"featured_media":15468,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2026\/01\/696e04c6d7a41.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":15468,"YlB8HH34jIzY":"O\u2018zbekiston Milliy bankining sof foydasi 2025-yilda 1,91 trillion so\u2018mga yetdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[2866,1967,3773,3772],"class_list":["post-15474","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-aktivlar","tag-korporativ-hisobot","tag-milliy-bank-2","tag-qogoz-aktivlar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekiston Milliy bankining sof foydasi 2025-yilda 1,91 trillion so\u2018mga yetdi &#8212; 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