{"id":5359,"date":"2025-07-13T12:38:06","date_gmt":"2025-07-13T07:38:06","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/click-payme-va-paynet-2024-yilda-sof-foyda-boyicha-banklarni-70-foizga-ortda-qoldirdi\/"},"modified":"2025-07-13T12:38:06","modified_gmt":"2025-07-13T07:38:06","slug":"click-payme-va-paynet-2024-yilda-sof-foyda-boyicha-banklarni-70-foizga-ortda-qoldirdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/click-payme-va-paynet-2024-yilda-sof-foyda-boyicha-banklarni-70-foizga-ortda-qoldirdi\/","title":{"rendered":"Click, Payme va Paynet 2024-yilda sof foyda bo\u2018yicha banklarni 70 foizga ortda qoldirdi"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong> ma\u2019lumotlar iqtisodiyotning jadal raqamlashuvidan dalolat beradi, foydalanuvchilar tobora ko\u2018proq onlayn to\u2018lovlar va pul o\u2018tkazmalariga o\u2018tmoqda, bu esa moliyaviy texnologiya o\u2018yinchilarini daromad ko\u2018rsatkichlari bo\u2018yicha banklar bilan bir qatorga qo\u2018yadi.<\/p>\n<p><strong>Nima bo&#8217;ldi<\/strong><\/p>\n<ul>\n<li><strong>Click<\/strong> yilni <strong>295,1 milliard so\u2018m<\/strong> sof foyda bilan yakunladi, bu 2023-yilga nisbatan 43,8 foizga yuqori.<\/li>\n<li><strong>Payme<\/strong> <strong>274,3 milliard so\u2018m<\/strong> oldi, bu o\u2018tgan yilga nisbatan 35,5 foizga ko\u2018pdir.<\/li>\n<li><strong>Paynet<\/strong> <strong>281,5 mlrd so\u2018m<\/strong> daromad olib, 2023-yilga nisbatan foydani 2 barobardan ko\u2018proqqa (+120%) oshirdi.<\/li>\n<li>Ular birgalikda banklarning umumiy daromadidan 1,5 baravar ko\u2018proq foyda keltirdi.<\/li>\n<\/ul>\n<p><strong>Nima deyishmoqda:<\/strong> tahlilchilarning <a href=\"https:\/\/pinkod.uz\/news\/click-payme-yoki-paynet-2024-yilda-qaysi-tolov-tashkiloti-koproq-foyda-kordi\">ta\u2019kidlashicha<\/a>, fintex trio raqamli iqtisodiyotning asosiy drayveriga aylandi, daromadliligi bo\u2018yicha banklarni ortda qoldirdi va onlayn to\u2018lovlar bozorini faol egallamoqda.<\/p>\n<div id=\"attachment_5346\" style=\"width: 1290px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-5346\" class=\"size-full wp-image-5346 lazyload\" data-src=\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/2025-07-13-07.48.38.jpg\" alt=\"\" width=\"1280\" height=\"853\" data-srcset=\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/2025-07-13-07.48.38.jpg 1280w, https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/2025-07-13-07.48.38-300x200.jpg 300w, https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/2025-07-13-07.48.38-1024x682.jpg 1024w, https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/2025-07-13-07.48.38-768x512.jpg 768w\" data-sizes=\"(max-width: 1280px) 100vw, 1280px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1280px; --smush-placeholder-aspect-ratio: 1280\/853;\" \/><p id=\"caption-attachment-5346\" class=\"wp-caption-text\">Foto: Pinkod<\/p><\/div>\n<p><strong>Kontekst:<\/strong> Humo ma\u2019lumotlariga ko\u2018ra, Click onlayn to\u2018lovlar bozorining 33 foizi, Paynet \u2014 15 foizi, Payme \u2014 12 foizi bilan yetakchilik qilmoqda. Sof foydadan tashqari, Paynet 96 trillion so\u2018mlik tranzaksiyalar va 1,1 trillion so\u2018mlik tushumni qayta ishlaydi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O\u2018zbekistondagi uchta yirik fintex operatorlari \u2014 Click, Payme va Paynet 2024-yilda 274-295 mlrd so\u2018m oralig\u2018ida sof foyda ko\u2018rsatib, bank ko\u2018rsatkichlaridan 70 foizdan oshdi.<\/p>\n","protected":false},"author":4,"featured_media":5349,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[931,855,760,932,933,924],"class_list":["post-5359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-click-uz","tag-humo-uz","tag-finansy-uz","tag-payme-uz","tag-paynet-uz","tag-raqamli-iqtisodiyot"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Click, Payme va Paynet 2024-yilda sof foyda bo\u2018yicha banklarni 70 foizga ortda qoldirdi &#8212; 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