{"id":5708,"date":"2025-07-18T16:05:03","date_gmt":"2025-07-18T11:05:03","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/"},"modified":"2025-07-18T16:05:03","modified_gmt":"2025-07-18T11:05:03","slug":"quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/","title":{"rendered":"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong><\/p>\n<p>Eskrou-sxema 2025-yil 1-iyuldan boshlab majburiy hisoblanadi va 2026-yil 1-yanvardan boshlab yagona bo\u2018ladi. Agar quruvchilar va banklar moliyalashtirish mexanizmini yo\u2018lga qo\u2018ymasa, bu uy-joylarni foydalanishga topshirish sur\u2019atini pasaytirishi va aholi uchun uning qiymatini oshirishi mumkin. <\/p>\n<p><strong>Nima bo&#8217;ldi:<\/strong><\/p>\n<ul>\n<li>Quruvchilarga hisob-kitoblar va loyihalarni davom ettirish uchun mablag\u2018 yetishmasligi tahdid solmoqda;<\/li>\n<li>Mahalliy developerlarning past rentabelligi tufayli hududlarning ulanishi xavfliroq;<\/li>\n<li>Obyektlar muzlatilishi va ishdan bo\u2018shatilishi mumkin;<\/li>\n<li>Eskrou mablag\u2018laridan qurilish aylanma ehtiyojlarini moliyalashtirish uchun past yoki nol foiz stavkada foydalanish taklif etilgan;<\/li>\n<li>Bank nafaqat mablag\u2018larni saqlashi, balki investor yoki loyihalarning hammuallifi bo\u2018lishi kerak.<\/li>\n<\/ul>\n<p><strong>Nima deyishdi:<\/strong><\/p>\n<blockquote><p>\u201cViloyat developerlarining rentabelligi past, bu qurilishni muzlatish va ishdan bo\u2018shatishlarga olib kelishi mumkin\u201d, \u2014 dedi Mansur Niyozmuhamedov.<\/p><\/blockquote>\n<p>Quruvchilar uyushmasi rahbarining fikricha, quruvchilarga imtiyozli shartlarda eskrou hisobidan haq to\u2018lash kerak \u2014 hokimiyat bu xavfni qoplashi kerak.<\/p>\n<p><strong>Mohiyat:<\/strong><\/p>\n<ul>\n<li>Eskrou-hisobvaraqlar prezident farmoni bilan joriy etiladi hamda MB va Qurilish vazirligi normativlari bilan qo\u2018llab-quvvatlanadi;<\/li>\n<li>Bunday model aksiyadorlarni himoya qilishga qaratilgan, ammo tarmoqning moliyaviy dinamikasini o\u2018zgartiradi;<\/li>\n<li>Bir qator mamlakatlarda shunga o\u2018xshash sxemalar moliyalashtirishdan foydalanish imkoniyatini kuchaytirish tufayli quruvchilarni ushlab turdi.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.<\/p>\n","protected":false},"author":4,"featured_media":5698,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[634,640,1111,1110,742],"class_list":["post-5708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-biznes","tag-eskrou-uz","tag-uy-joy-uz","tag-uy-joy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin\" \/>\n<meta property=\"og:description\" content=\"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/\" \/>\n<meta property=\"og:site_name\" content=\"Frank.uz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FrankUzbekistan\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-18T11:05:03+00:00\" \/>\n<meta name=\"author\" content=\"Azamat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:site\" content=\"@frank_uzb\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Azamat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/\",\"url\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/\",\"name\":\"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin &#8212; Frank.uz\",\"isPartOf\":{\"@id\":\"https:\/\/frank.uz\/uz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp\",\"datePublished\":\"2025-07-18T11:05:03+00:00\",\"author\":{\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/ef76c06f7f97345c76ba878b2a9bee67\"},\"description\":\"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.\",\"breadcrumb\":{\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage\",\"url\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp\",\"contentUrl\":\"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp\",\"width\":1280,\"height\":853},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/frank.uz\/uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/frank.uz\/uz\/#website\",\"url\":\"https:\/\/frank.uz\/uz\/\",\"name\":\"Frank.uz\",\"description\":\"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.\",\"alternateName\":\"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/frank.uz\/uz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/ef76c06f7f97345c76ba878b2a9bee67\",\"name\":\"Azamat\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d243bbe6aa31efeab6988fe2306a2e5b6dcf75c26624d1771654002e7e919c16?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d243bbe6aa31efeab6988fe2306a2e5b6dcf75c26624d1771654002e7e919c16?s=96&d=mm&r=g\",\"caption\":\"Azamat\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin &#8212; Frank.uz","description":"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/","og_locale":"uz_UZ","og_type":"article","og_title":"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin","og_description":"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.","og_url":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/","og_site_name":"Frank.uz","article_publisher":"https:\/\/www.facebook.com\/FrankUzbekistan","article_published_time":"2025-07-18T11:05:03+00:00","author":"Azamat","twitter_card":"summary_large_image","twitter_creator":"@frank_uzb","twitter_site":"@frank_uzb","twitter_misc":{"Written by":"Azamat","Est. reading time":"1 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/","url":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/","name":"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin &#8212; Frank.uz","isPartOf":{"@id":"https:\/\/frank.uz\/uz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage"},"image":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage"},"thumbnailUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp","datePublished":"2025-07-18T11:05:03+00:00","author":{"@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/ef76c06f7f97345c76ba878b2a9bee67"},"description":"Mansur Niyozmuhamedovning ta\u2019kidlashicha, eskrou-hisob raqamlarining joriy etilishi quruvchilarda likvidlikning pasayishiga, aylanma mablag\u2018larning yetishmasligiga, ayniqsa, hududlarda qurilishning qisqarishiga va natijada uy-joy narxining oshishiga olib kelishi mumkin.","breadcrumb":{"@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/"]}]},{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#primaryimage","url":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp","contentUrl":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/07\/18_1739385265.webp","width":1280,"height":853},{"@type":"BreadcrumbList","@id":"https:\/\/frank.uz\/uz\/yangiliklar\/quruvchilar-uyushmasi-rahbarining-fikricha-eskrou-hisoblar-ozbekistonda-uy-joy-narxini-oshirishi-mumkin\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/frank.uz\/uz\/"},{"@type":"ListItem","position":2,"name":"Quruvchilar uyushmasi rahbarining fikricha, eskrou-hisoblar O\u2018zbekistonda uy-joy narxini oshirishi mumkin"}]},{"@type":"WebSite","@id":"https:\/\/frank.uz\/uz\/#website","url":"https:\/\/frank.uz\/uz\/","name":"Frank.uz","description":"\u0414\u0435\u043d\u044c\u0433\u0438. \u0411\u0438\u0437\u043d\u0435\u0441. \u0412\u043b\u0430\u0441\u0442\u044c.","alternateName":"\u0414\u0435\u043b\u043e\u0432\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438 \u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\u0430","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/frank.uz\/uz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"uz-UZ"},{"@type":"Person","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/ef76c06f7f97345c76ba878b2a9bee67","name":"Azamat","image":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/frank.uz\/uz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d243bbe6aa31efeab6988fe2306a2e5b6dcf75c26624d1771654002e7e919c16?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d243bbe6aa31efeab6988fe2306a2e5b6dcf75c26624d1771654002e7e919c16?s=96&d=mm&r=g","caption":"Azamat"}}]}},"_links":{"self":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/5708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/comments?post=5708"}],"version-history":[{"count":0,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/posts\/5708\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media\/5698"}],"wp:attachment":[{"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/media?parent=5708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/categories?post=5708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frank.uz\/uz\/wp-json\/wp\/v2\/tags?post=5708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}