{"id":5841,"date":"2025-07-21T17:51:14","date_gmt":"2025-07-21T12:51:14","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/aktivlar-osmoqda-foyda-ikki-baravar-kopaymoqda-ozbekiston-banklari-yuridik-shaxslarga-etiborni-kuchaytirmoqda\/"},"modified":"2025-07-21T17:51:14","modified_gmt":"2025-07-21T12:51:14","slug":"aktivlar-osmoqda-foyda-ikki-baravar-kopaymoqda-ozbekiston-banklari-yuridik-shaxslarga-etiborni-kuchaytirmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/aktivlar-osmoqda-foyda-ikki-baravar-kopaymoqda-ozbekiston-banklari-yuridik-shaxslarga-etiborni-kuchaytirmoqda\/","title":{"rendered":"Aktivlar o\u2018smoqda, foyda ikki baravar ko\u2018paymoqda: O\u2018zbekiston banklari yuridik shaxslarga e\u2019tiborni kuchaytirmoqda"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong><\/p>\n<p>Banklar rentabellikni oshirmoqda, ammo kredit mahsulotlaridan to\u2018liq foydalanmaslik kichik va o\u2018rta biznesni rivojlantirishga to\u2018sqinlik qilmoqda. Xizmat ko\u2018rsatish sifati va kreditlar ommabopligini oshirish iqtisodiyot o\u2018sishining kalitidir. <\/p>\n<p><strong>Nima bo&#8217;ldi:<\/strong><\/p>\n<ul>\n<li>Bank aktivlari 2025-yilning birinchi choragida 20 foizga o\u2018sdi (bir yil avvalgi 15 foizga nisbatan);<\/li>\n<li>Tarmoqning sof foydasi \u2014 2,2 trln so\u2018m (2024-yilga nisbatan 2 barobar ko\u2018p);<\/li>\n<li>Foizsiz xarajatlarning o\u2018sishi 6,6% gacha sekinlashdi;<\/li>\n<li>Korxonalarning atigi 23,3 foizi kreditlardan \u201co\u2018z\u201d bankida, 9,1 foizi boshqa banklarda foydalanadi;<\/li>\n<li>67,6 foiz yuridik shaxslar bank kreditlaridan umuman foydalanmaydi.<\/li>\n<\/ul>\n<p><strong>Nima deyishdi:<\/strong><\/p>\n<p>Iqtisodiy tadqiqotlar va islohotlar markazi ekspertlarining ta\u2019kidlashicha, korporativ kreditlash salohiyati yuqoriligicha qolmoqda. Asosiy vazifalar \u2014 mahsulotlarning mavjudligi, xavflarni boshqarish, portfellar sifatini oshirish. <\/p>\n<p><strong>Mohiyat:<\/strong><\/p>\n<p>Moliyaviy transformatsiya davom etmoqda: banklar raqamlashtirishni kuchaytirmoqda, samaradorlikni oshirish yo\u2018llarini izlamoqda. Davlat yuridik shaxslarning moliyaga kirishini rag\u2018batlantirmoqda, ammo bozor tarqoqligicha qolmoqda. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>ITIM O\u2018zbekistonda biznes uchun bank xizmatlari tahlilini o\u2018tkazdi. Aktivlar va foydaning o\u2018sishi sektorning jonlanayotganidan dalolat beradi, ammo aksariyat kompaniyalar hali ham kreditlashdan foydalanmayapti. <\/p>\n","protected":false},"author":4,"featured_media":5818,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[634,861,1187,760],"class_list":["post-5841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-itim","tag-korporativ-kreditlash","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Aktivlar o\u2018smoqda, foyda ikki baravar ko\u2018paymoqda: O\u2018zbekiston banklari yuridik shaxslarga e\u2019tiborni kuchaytirmoqda &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"ITIM O\u2018zbekistonda biznes uchun bank xizmatlari tahlilini o\u2018tkazdi. 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