{"id":5954,"date":"2025-07-22T22:15:22","date_gmt":"2025-07-22T17:15:22","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/deputatlar-markaziy-bankdan-bank-islohotlarini-tezlashtirish-va-xizmatlardan-foydalanish-imkoniyatlarini-kengaytirishni-talab-qilmoqda\/"},"modified":"2025-07-22T22:15:22","modified_gmt":"2025-07-22T17:15:22","slug":"deputatlar-markaziy-bankdan-bank-islohotlarini-tezlashtirish-va-xizmatlardan-foydalanish-imkoniyatlarini-kengaytirishni-talab-qilmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/deputatlar-markaziy-bankdan-bank-islohotlarini-tezlashtirish-va-xizmatlardan-foydalanish-imkoniyatlarini-kengaytirishni-talab-qilmoqda\/","title":{"rendered":"Deputatlar Markaziy bankdan bank islohotlarini tezlashtirish va xizmatlardan foydalanish imkoniyatlarini kengaytirishni talab qilmoqda"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong><\/p>\n<p>Islohotlar boshlanganidan besh yil o\u2018tgach, davlat sektori ustunlikni saqlab qolmoqda va qishloq joylarda zamonaviy bank xizmatlaridan foydalanish imkoniyati hali ham cheklangan \u2014 bu iqtisodiy rivojlanish va moliyaviy inklyuziyani to\u2018xtatib turibdi.<\/p>\n<p><strong>Nima bo&#8217;ldi:<\/strong><\/p>\n<ul>\n<li>Deputatlar Markaziy bank raisi Timur Ishmetovga so\u2018rov yuborib, xususiylashtirish va xususiy banklarni rivojlantirish bo\u2018yicha ulkan maqsadlarga erisha olmagan 2020-2025-yillarga mo\u2018ljallangan islohotlar strategiyasini eslatdi.<\/li>\n<li>Xususiy banklarning aktivlari rejadagi ko\u2018rsatkichlardan pastligicha qolmoqda, bank tizimida davlat sektorining ulushi hamon yuqori.<\/li>\n<li>Yangi kredit muassasalarining aksariyati faqat Toshkent va yirik shaharlarda ishlamoqda \u2014 hududlarda bank xizmatlaridan foydalanish hali ham qiyin, bu esa biznes va aholiga xizmat ko\u2018rsatish sifatini pasaytiradi.<\/li>\n<\/ul>\n<p><strong>Nima deyishdi:<\/strong><\/p>\n<p>Deputatlarning ta\u2019kidlashicha, yirik markazlardan tashqarida bank infratuzilmasini kengaytirmasdan turib, islohot to\u2018liq bo\u2018lmaydi va moliyaviy ommaboplikni yaxshilash bo\u2018yicha maqsadlarga erishib bo\u2018lmaydi.<\/p>\n<p><strong>Mohiyat:<\/strong><\/p>\n<ul>\n<li>2020-2025-yillarga mo\u2018ljallangan islohotlar strategiyasida xususiylashtirish, erkinlashtirish va aholining bank xizmatlaridan foydalanish imkoniyatlarini kengaytirish ko\u2018zda tutilgan edi. Biroq, davlat sektori ustunlikni saqlab qolmoqda \u2014 13 ta davlat banki jami aktivlarning 85 foizdan ortig\u2018ini nazorat qiladi. <\/li>\n<li>Timur Ishmetov boshchiligidagi Markaziy bank asosiy stavkani 14 foiz darajasida saqlab qolmoqda, shu bilan birga, berilgan kreditlarning o\u2018sishi va nazoratning kuchayishi kuzatilmoqda \u2014 ammo bu mintaqaviy ehtiyojlarni qoplash uchun yetarli emas.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Qonunchilik palatasi Markaziy bank raisi Timur Ishmetovga bank tizimidagi islohotlarning borishi va hududlarda xizmatlardan foydalanish imkoniyatlarini yaxshilash bo\u2018yicha so\u2018rov yubordi.<\/p>\n","protected":false},"author":4,"featured_media":5950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[1226,628,760,1225],"class_list":["post-5954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-bank-reformalari","tag-mb","tag-finansy-uz","tag-qonunchilik-palatasi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deputatlar Markaziy bankdan bank islohotlarini tezlashtirish va xizmatlardan foydalanish imkoniyatlarini kengaytirishni talab qilmoqda &#8212; 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