{"id":6243,"date":"2025-07-25T15:39:59","date_gmt":"2025-07-25T10:39:59","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/trastbank-foydasi-otgan-yilgi-darajada-qoldi-ammo-muammoli-kreditlar-ulushi-oshdi\/"},"modified":"2025-07-25T15:39:59","modified_gmt":"2025-07-25T10:39:59","slug":"trastbank-foydasi-otgan-yilgi-darajada-qoldi-ammo-muammoli-kreditlar-ulushi-oshdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/trastbank-foydasi-otgan-yilgi-darajada-qoldi-ammo-muammoli-kreditlar-ulushi-oshdi\/","title":{"rendered":"Trastbank foydasi o\u2018tgan yilgi darajada qoldi, ammo muammoli kreditlar ulushi oshdi"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong><\/p>\n<p>Kredit portfelining o\u2018sishi fonida foydaning saqlanib qolishi daromadlarning barqarorligini ko\u2018rsatadi, ammo NPLning 3,6 foizgacha o\u2018sishi investorlar va regulyator uchun kredit xatarlarining oshishi haqida signal bo\u2018ladi.<\/p>\n<p><strong>Asosiy raqamlar:<\/strong><\/p>\n<ul>\n<li><strong>Foyda:<\/strong> 402,3 mlrd so\u2018m (+0,5%).<\/li>\n<li><strong>Kredit portfeli:<\/strong> 6,5 trln so\u2018m (+15,7%).<\/li>\n<li><strong>Muammoli kreditlar (NPL) ulushi:<\/strong> 1,6% dan 3,6% gacha oshdi.<\/li>\n<\/ul>\n<p><strong>Mohiyat:<\/strong><\/p>\n<p>Trastbank \u2014 O\u2018zbekistondagi eng yirik xususiy banklardan biri. Ilgari bank chakana kreditlash va investitsiya xizmatlarini faol ravishda kengaytirgan. NPLning o\u2018sishi iste\u2019mol talabining sekinlashishi va qarz oluvchilarning to\u2018lov qobiliyatining yomonlashishi bilan bog\u2018liq bo\u2018lishi mumkin.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yarim yillikda bankning sof foydasi 402,3 mlrd so\u2018mni tashkil etdi, kredit portfeli 6,5 trln so\u2018mgacha oshdi, ammo qarz oluvchilar sifati yomonlashdi.<\/p>\n","protected":false},"author":4,"featured_media":6223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[634,964,760,880,1338,1339],"class_list":["post-6243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-foyda","tag-finansy-uz","tag-npl-uz","tag-trastbank-uz","tag-trsb-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Trastbank foydasi o\u2018tgan yilgi darajada qoldi, ammo muammoli kreditlar ulushi oshdi &#8212; 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