{"id":6320,"date":"2025-07-27T21:09:55","date_gmt":"2025-07-27T16:09:55","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekiston-banklari-yarim-yil-ichida-65-trln-som-daromad-oldi\/"},"modified":"2025-07-27T21:09:55","modified_gmt":"2025-07-27T16:09:55","slug":"ozbekiston-banklari-yarim-yil-ichida-65-trln-som-daromad-oldi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekiston-banklari-yarim-yil-ichida-65-trln-som-daromad-oldi\/","title":{"rendered":"O\u2018zbekiston banklari yarim yil ichida 6,5 trln so\u2018m daromad oldi"},"content":{"rendered":"<p><strong>Nima uchun bu muhim:<\/strong><\/p>\n<p>Moliyaviy natijalar bank tizimida foydaning barqaror o\u2018sishini ko\u2018rsatmoqda, bunda xususiy o\u2018yinchilarning mavqei sezilarli darajada kuchaymoqda. Foyda bo\u2018yicha TOP-10 talikdan 7 tasi xususiy banklardir. Biroq qarama-qarshilik saqlanib qolmoqda: bir qator yirik davlat banklari zarar ko\u2018rmoqda.  <\/p>\n<p><strong>Nima bo&#8217;ldi:<\/strong><\/p>\n<ul>\n<li>2025-yilning birinchi yarmida tarmoqning umumiy foydasi 6,5 trillion so\u2018mni (2024-yilga nisbatan 991 milliard so\u2018m) tashkil etdi.<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">Eng daromadli banklar:<\/span><\/p>\n<ul>\n<li>Milliy bank \u2014 1,005 trln so\u2018m (+60,3 mlrd);<\/li>\n<li>SQB \u2014 808,6 mlrd (+40,2 mlrd);<\/li>\n<li>Hamkorbank \u2014 806,8 mlrd so\u2018m (+138,7 mlrd).<\/li>\n<li>BRB (BRB Bank) da sezilarli o\u2018sish: +697,7 mlrd so\u2018m.<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">6 ta bank zarar ko\u2018rmoqda:<\/span><\/p>\n<ul>\n<li>Ipotekabank \u2014 minus 584,3 mlrd so\u2018m;<\/li>\n<li>Apexbank \u2014 minus 49,3 mlrd so\u2018m;<\/li>\n<li>Yangibank \u2014 minus 47,3 mlrd so\u2018m.<\/li>\n<li>Foyda bo\u2018yicha top-10 banklar I chorakka nisbatan o\u2018zgarishsiz qoldi.<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">Xususiy banklarning ko\u2018rsatkichlari eng faol o\u2018sdi:<\/span><\/p>\n<ul>\n<li>Octobank (+112,6 mlrd)<\/li>\n<li>Agrobank (+176,6 mlrd)<\/li>\n<li>Universalbank (+65,2 mlrd).<\/li>\n<\/ul>\n<p><strong>Nima deyishdi:<\/strong><\/p>\n<p>Bozor tahlilchilari, ayniqsa, chakana savdo va raqamli kanallarga yo\u2018naltirilgan xususiy banklarning samaradorligi va marjinalligi oshganini ta\u2019kidlamoqda. Transformatsiyani yakunlamagan davlat banklari zarar ko\u2018rishda davom etmoqda. <\/p>\n<p><strong>Mohiyat:<\/strong><\/p>\n<ul>\n<li>Avvalroq 2024-yil iyun oyida O\u2018zbekiston Markaziy banki bank tizimida davlat ulushi 50 foizdan pasaygani haqida xabar bergandi.<\/li>\n<li>2020-2025-yillarga mo\u2018ljallangan strategiya doirasida yirik davlat banklarini xususiylashtirish davom etmoqda.<\/li>\n<li>Moliya sektori mamlakatda investitsiyalar va raqamlashtirish o\u2018sishining asosiy drayveri bo\u2018lib qolmoqda.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2025-yilning birinchi yarmi yakunlariga ko\u2018ra, O\u2018zbekiston banklarining umumiy sof foydasi 6,5 trillion so\u2018mni tashkil etdi. Bu 2024-yilning mos davriga nisbatan 18% ga ko\u2018p. <\/p>\n","protected":false},"author":4,"featured_media":6316,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[634,964,628,760],"class_list":["post-6320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-banklar","tag-foyda","tag-mb","tag-finansy-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekiston banklari yarim yil ichida 6,5 trln so\u2018m daromad oldi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"2025-yilning birinchi yarmi yakunlariga ko\u2018ra, O\u2018zbekiston banklarining umumiy sof foydasi 6,5 trillion so\u2018mni tashkil etdi. 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