{"id":6917,"date":"2025-08-06T10:11:02","date_gmt":"2025-08-06T05:11:02","guid":{"rendered":"https:\/\/frank.uz\/?p=6917"},"modified":"2025-08-06T10:11:02","modified_gmt":"2025-08-06T05:11:02","slug":"ozbekiston-kochmas-mulk-bozori-ipoteka-va-qurilishga-investitsiyalar-kopayishi-fonida-osdi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekiston-kochmas-mulk-bozori-ipoteka-va-qurilishga-investitsiyalar-kopayishi-fonida-osdi\/","title":{"rendered":"O\u2018zbekiston ko\u2018chmas mulk bozori ipoteka va qurilishga investitsiyalar ko\u2018payishi fonida o\u2018sdi"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Ipoteka kreditlarining keskin ko\u2018payishi, aholi real daromadlarining o\u2018sishi va faol qurilishlar hisobiga bozor o\u2018sish sur\u2019atlarini saqlab qolmoqda. Ipoteka talabning asosiy drayveriga aylanmoqda. <\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>II chorakda 88,1 mingta bitim rasmiylashtirilgan (+9,9%), I yarim yillikda \u2014 177,5 mingta (+10,7%);<\/li>\n<li>Ipoteka birlamchi bankdagi bitimlarning 74 foizini qamrab oldi (bir yil avvalgi 57 foizga nisbatan);<\/li>\n<li>Ipoteka kreditlari summasi 36 foizga oshdi;<\/li>\n<li>Ipoteka bilan bog\u2018liq bitimlarning umumiy hajmdagi ulushi 21,3% gacha o\u2018sdi (bir yil avvalgi 19,9% ga nisbatan);<\/li>\n<li>Aholining real daromadlari y\/y 9,5% ga o\u2018sdi;<\/li>\n<li>Uy-joy qurilishiga yo\u2018naltirilgan investitsiyalar hajmi jami investitsiyalarning 4,7 foizidan 7,9 foizigacha o\u2018sdi;<\/li>\n<li>Birlamchi bozorda narxlar so\u2018mda 2,6% ga (dollarda 2,1%), ikkilamchi bozorda mos ravishda 2,5% va 2,0% ga oshdi.<\/li>\n<\/ul>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>MBning qayd etishicha, narxlarning barqarorligi talab va taklif muvozanati bilan bog\u2018liq bo\u2018lib, ipoteka kreditlarining o\u2018sishi uy-joylarning mavjudligini kengaytiradi va ko\u2018chmas mulkka bo\u2018lgan qiziqish yuqori darajada saqlanib qolmoqda.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<ul>\n<li>Narxlarning eng katta o\u2018sishi narxlar tarixiy past bo\u2018lgan hududlarda (Surxondaryo, Buxoro, Samarqand), Toshkent va Namanganda o\u2018sish sekinlashmoqda yoki pasaymoqda.<\/li>\n<li>Ijara stavkalari umuman olganda barqaror, Toshkent shahrida \u2014 pasaymoqda (-6,1% g\/g);<\/li>\n<li>Qurilish materiallari narxlari iyun oyida 5 foizga oshdi.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2025-yilning ikkinchi choragida O\u2018zbekistonda ko\u2018chmas mulk bilan bog\u2018liq bitimlar soni 88,1 mingtaga yetdi, bu bozorda yuqori talab va faollikni tasdiqlaydi.<\/p>\n","protected":false},"author":4,"featured_media":6905,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/08\/6892e3f98dfd0.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"Dv78f24rp1hU":6905,"YlB8HH34jIzY":"O\u2018zbekiston ko\u2018chmas mulk bozori ipoteka va qurilishga investitsiyalar ko\u2018payishi fonida o\u2018sdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[859,627,628,928,742],"class_list":["post-6917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-ipoteka-uz","tag-iqtisodiyot","tag-mb","tag-qurilish","tag-uy-joy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekiston ko\u2018chmas mulk bozori ipoteka va qurilishga investitsiyalar ko\u2018payishi fonida o\u2018sdi &#8212; 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