{"id":7056,"date":"2025-08-08T11:13:34","date_gmt":"2025-08-08T06:13:34","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ipoteka-bank-otp-group-birinchi-yarim-yillikda-9276-mlrd-som-foyda-kordi\/"},"modified":"2025-08-08T11:13:34","modified_gmt":"2025-08-08T06:13:34","slug":"ipoteka-bank-otp-group-birinchi-yarim-yillikda-9276-mlrd-som-foyda-kordi","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ipoteka-bank-otp-group-birinchi-yarim-yillikda-9276-mlrd-som-foyda-kordi\/","title":{"rendered":"Ipoteka Bank OTP Group birinchi yarim yillikda 927,6 mlrd so\u2018m foyda ko\u2018rdi"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Bank Vengriyaning OTP Group bilan integratsiyalashuvidan so\u2018ng barqaror o\u2018sishni saqlab qolmoqda va O\u2018zbekistondagi chakana segment yetakchilaridan biri maqomini tasdiqlamoqda. Operatsiyalar samaradorligi va raqamlashtirish ikki xonali kapital rentabelligini ta\u2019minladi. <\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<ul>\n<li>Sof foyda \u2014 927,6 mlrd so\u2018m ($73,3 mln);<\/li>\n<li>ROE \u2014 23,5%, ROA \u2014 3,6%;<\/li>\n<li>Tavakkalchilik qiymati \u2014 atigi 0,04%;<\/li>\n<li>2025-yil iyun oyida bank iste\u2019mol kreditlari bozoridagi ulushini oshirdi \u2014 2024-yil mart oyidan beri birinchi marta;<\/li>\n<li>O\u2018sish IT infratuzilmasi va skoring tizimlariga kiritilgan investitsiyalar natijasida yuzaga keldi;<\/li>\n<li>OTP guruhi yarim yillik yakunlariga ko\u2018ra ROE 23,2% bilan 1,46 milliard yevro foyda ko\u2018rdi.<\/li>\n<\/ul>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>Moliyaviy natija raqamli texnologiyalarga sarmoya kiritish strategiyasini va xatarlarni aniq baholashni aks ettiradi, deya ta\u2019kidlaydi bank.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<ul>\n<li>2023-yildan boshlab Ipoteka Bank Vengriyaning OTP Group tarkibiga kiradi;<\/li>\n<li>Guruh avtokreditlash, POS-bo\u2018lib to\u2018lash va onlayn kreditlarni o\u2018z ichiga olgan chakana mahsulotlar segmentida O\u2018zbekiston bozoridagi ulushini izchil kengaytirib bormoqda;<\/li>\n<li>Aktivlarni birlashtirish fonida Ipoteka Bank mamlakatdagi eng daromadli banklardan biri bo\u2018lib qolmoqda.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ipoteka bank OTP Group MHXS standartlari bo\u2018yicha 2025-yilning birinchi yarim yillik moliyaviy natijalarini e\u2019lon qildi. Bank yuqori rentabellikni, barqaror kredit dinamikasini va iste\u2019mol kreditlashda o\u2018z mavqeini mustahkamlaganini ko\u2018rsatdi. <\/p>\n","protected":false},"author":4,"featured_media":7051,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/frank.uz\/wp-content\/uploads\/2025\/08\/6895a407c2a0a.jpg","width":1200,"height":630,"template":"2bf59057","mode":"auto"},"_sharing_image_fieldset":{"YlB8HH34jIzY":"Ipoteka Bank OTP Group birinchi yarim yillikda 927,6 mlrd so\u2018m foyda ko\u2018rdi"},"pin_until":"","footnotes":""},"categories":[622],"tags":[1655,1657,760,1654,1656],"class_list":["post-7056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-ifrs-uz","tag-ipoteka-bank-uz","tag-finansy-uz","tag-otp-group-uz","tag-roe-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ipoteka Bank OTP Group birinchi yarim yillikda 927,6 mlrd so\u2018m foyda ko\u2018rdi &#8212; Frank.uz<\/title>\n<meta name=\"description\" content=\"Ipoteka bank OTP Group MHXS standartlari bo\u2018yicha 2025-yilning birinchi yarim yillik moliyaviy natijalarini e\u2019lon qildi. 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