{"id":9038,"date":"2025-09-15T17:49:48","date_gmt":"2025-09-15T12:49:48","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/ozbekistonda-islom-banki-togrisida-qonun-tayyorlanmoqda\/"},"modified":"2025-09-15T17:49:48","modified_gmt":"2025-09-15T12:49:48","slug":"ozbekistonda-islom-banki-togrisida-qonun-tayyorlanmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/ozbekistonda-islom-banki-togrisida-qonun-tayyorlanmoqda\/","title":{"rendered":"O\u2018zbekistonda islom banki to\u2018g\u2018risida qonun tayyorlanmoqda"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>Aholi va biznesning diniy xohish-istaklarini qondiradi: ko\u2018pchilik e\u2019tiqodi tufayli oddiy bank xizmatlaridan foydalanmaydi. Moliyaviy sektorga xorijiy investorlar va yangi moliyalashtirish manbalarini jalb qilishi mumkin. Barqaror o\u2018sish uchun muhim bo\u2018lgan yashirin iqtisodiyotni kamaytirish, moliyaviy inklyuziyani kengaytirish va bank mahsulotlarini diversifikatsiya qilish.  <\/p>\n<p><strong>Asosiy faktlar<\/strong><\/p>\n<ul>\n<li>\u201cO\u2018zLiDeP\u201d fraksiyasi yig\u2018ilishida islomiy bank faoliyatini joriy etishga qaratilgan qonun loyihasi <a href=\"https:\/\/telegra.ph\/post-09-15-14\">muhokama qilinmoqda<\/a>.<\/li>\n<li>Amaldagi qonunchilikda cheklovlar mavjud: tijorat banklariga to\u2018g\u2018ridan-to\u2018g\u2018ri savdo faoliyatida ishtirok etish taqiqlangan, islomiy moliyalashtirishda esa savdoni moliyalashtirish asosiy usullardan biri hisoblanadi.<\/li>\n<li>Qonun loyihasi islom moliya institutlarini tartibga soluvchi xalqaro tashkilotlar \u2014 AAOIFI va IFSB standartlariga rioya qilishga qaratilgan.<\/li>\n<li>BMTTD so\u2018rov o\u2018tkazdi: go\u2018yoki aholining <strong>68 foizi<\/strong> va biznesning<strong> 60 foizi<\/strong> diniy e\u2019tiqodi tufayli an\u2019anaviy bank xizmatlaridan foydalanishni istamaydi.<\/li>\n<li>Prezident avvalroq islom banki yiliga taxminan <strong>5 milliard dollar<\/strong> resurs jalb qilishi mumkinligini taxmin qilgan edi.<\/li>\n<\/ul>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>\u201cO\u2018zLiDeP\u201d ta\u2019kidlashicha, qonun loyihasi islom banklari va \u201coynalari\u201dni tashkil etish uchun asos bo\u2018lib xizmat qiladi \u2014 bu xorijiy investitsiyalarni jalb qilishda asosiy omil bo\u2018lishi mumkin.<\/p>\n<p>Markaziy bank vakillari bank faoliyati to\u2018g\u2018risidagi qonun hujjatlariga hamda banklarning savdodagi va yuridik shaxslarning ustav kapitalidagi ishtirokini tartibga soluvchi qonunlarga o\u2018zgartirishlar kiritish zarurligini ta\u2019kidlamoqda.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>O\u2018zbekiston allaqachon birinchi qadamlarni qo\u2018ymoqda: 2022-yilda qabul qilingan \u201cNobank kredit tashkilotlari va mikromoliyalashtirish faoliyati to\u2018g\u2018risida\u201dgi qonunda mikromoliya tashkilotlari uchun islomiy moliyaviy operatsiyalarni amalga oshirishga ruxsat beruvchi normalar kiritilgan. Kapital bozori to\u2018g\u2018risidagi qonun loyihasi islomiy qimmatli qog\u2018ozlar \u2014 sukuk to\u2018g\u2018risida alohida bobni nazarda tutadi. <\/p>\n<p>Asosiy to\u2018siqlar: bank, soliq va fuqarolik qonunchiligida aniq me\u2019yorlarning yo\u2018qligi, mutaxassislarning yetishmasligi, shuningdek, murobaha turidagi ayrim islomiy mahsulotlarda ikki tomonlama soliqqa tortish masalalari.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oliy Majlis Qonunchilik palatasidagi \u201cO\u2018zLiDeP\u201d fraksiyasida O\u2018zbekistonda islom bank xizmatlarini joriy etish imkonini beruvchi qonun loyihasi muhokama qilinmoqda.<\/p>\n","protected":false},"author":4,"featured_media":9034,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[2623,628,760,1780],"class_list":["post-9038","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-islom-bankchiligi","tag-mb","tag-finansy-uz","tag-qonun"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O\u2018zbekistonda islom banki to\u2018g\u2018risida qonun tayyorlanmoqda &#8212; 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