{"id":9238,"date":"2025-09-17T11:09:32","date_gmt":"2025-09-17T06:09:32","guid":{"rendered":"https:\/\/frank.uz\/bez-kategorii\/markaziy-bank-qumdon-va-ochiq-bankingni-ishga-tushirmoqda\/"},"modified":"2025-09-17T11:09:32","modified_gmt":"2025-09-17T06:09:32","slug":"markaziy-bank-qumdon-va-ochiq-bankingni-ishga-tushirmoqda","status":"publish","type":"post","link":"https:\/\/frank.uz\/uz\/yangiliklar\/markaziy-bank-qumdon-va-ochiq-bankingni-ishga-tushirmoqda\/","title":{"rendered":"Markaziy bank qumdon va ochiq bankingni ishga tushirmoqda"},"content":{"rendered":"<p><strong>Nega bu muhim<\/strong><\/p>\n<p>O\u2018zbekiston moliya sohasida ilk bor raqamli strategiyani tizimli ravishda shakllantirmoqda. Yangi vositalar \u2014 Open Banking, SupTech, RegTech \u2014 fintech startaplari uchun bozorni ochadi. Qumdonning paydo bo\u2018lishi mahsulotlarni sinovdan o\u2018tkazish va investitsiyalarni jalb qilishni tezlashtiradi.  <\/p>\n<p><strong>Nima bo\u2018ldi<\/strong><\/p>\n<p>Yig\u2018ilish prezident topshirig\u2018i va Markaziy bank tashabbusi bilan o\u2018tkazildi. Uchrashuvda Markaziy bank boshqaruvi raisi, Prezident devonining moliyaviy texnologiyalar va sun\u2019iy intellekt departamenti rahbari, ILMA direktorining birinchi o\u2018rinbosari ishtirok etdi. <\/p>\n<p><span style=\"text-decoration: underline;\">Taqdim etilgan tashabbuslar:<\/span><\/p>\n<ul>\n<li><strong>tartibga soluvchi qumdon;<\/strong><\/li>\n<li><strong>Open Banking \/ Open API<\/strong>;<\/li>\n<li><strong>SupTech va RegTech<\/strong>;<\/li>\n<li><strong>AI-yechim<\/strong>;<\/li>\n<li><strong>Markaziy bank huzuridagi fintex-xab va ofis;<\/strong><\/li>\n<li>Biznes bilan hamkorlikda <strong>5 yillik rivojlanish strategiyasi<\/strong>.<\/li>\n<\/ul>\n<p>Natija \u2014 fintex va regulyatorlar o\u2018rtasida doimiy muloqot uchun ishchi guruh tuziladi.<\/p>\n<p><strong>Nima deyildi<\/strong><\/p>\n<p>Markaziy bankning ta\u2019kidlashicha, strategiya innovatsiyalar va xatarlarni muvozanatlash imkonini beradi, bozor esa ko\u2018proq raqobat va raqamli yechimlarga ega bo\u2018ladi.<\/p>\n<p><strong>Mohiyat<\/strong><\/p>\n<p>O\u2018zbekistonda fintex so\u2018nggi 3 yil ichida faol rivojlanmoqda: HUMO, Payme, Click, Apelsin rivojlanmoqda. Avvalroq QR-to\u2018lovlar va milliy identifikatsiyani yagona ekotizimga integratsiya qilish muhokama qilingan edi. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bank, fintex va to\u2018lov kompaniyalari vakillari o\u2018rtasidagi uchrashuvda yangi tashabbuslar: tartibga soluvchi qumdon, ochiq banking va sun\u2019iy intellekt integratsiyasi taqdim etildi.<\/p>\n","protected":false},"author":4,"featured_media":9219,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_sharing_image":[],"_sharing_image_fieldset":[],"pin_until":"","footnotes":""},"categories":[622],"tags":[2674,994,628,760,2675],"class_list":["post-9238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yangiliklar","tag-ai-uz","tag-fintex","tag-mb","tag-finansy-uz","tag-openbanking-uz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v25.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Markaziy bank qumdon va ochiq bankingni ishga tushirmoqda &#8212; 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